8147 River Rd, Cottrellville (Marine City), MI 48039 Property Records

St. Clair County property record for 8147 River Rd, Cottrellville, MI 48039

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 8,528 sqft
Lot Size	1.54 acres (67,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Aug 2025)
Tax Bill	$26,854 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-17-750-0013-000`

Property Details

APN / Parcel Number

Primary APN	`74-17-750-0013-000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Building Area	8,528 sqft Living Area
1st Floor Area	5,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	67,257 sqft (1.54 acres)
Lot Dimensions	350 ft deep x 173 ft wide
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8147 RIVER RD
City	COTTRELLVILLE
State	MI
Zip	48039-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	THAT PART OF LOT 7 LYING S OF A LINE BEG ON C.L. OF M-29 S 14D 6M W 653.2' FROM N LINE OF PC 252, TH S 65D E TO RIVER
Legal Subdivision	SUPRVRS ATWELL
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COTTRELLVILLE
Census Block Group	3
Census Block	3004
Census Tract	645000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 RIVERVIEW TER N, EAST CHINA, MI 48054-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BK
Apr 24, 2020	Deed of Trust, Mortgage LEVEL ONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202515124
Deed Book / Page	5840 / 754
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 6, 2021
Property Address	8147 RIVER RD, COTTRELLVILLE, MI 48039-3340
Document Number	0005404373
Book / Page	5404 / 373
Map Reference	LB 51 PG 27
Instrument Date	Jul 22, 2021
Instrument	2021022655
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8147 RIVER RD, 8147, COTTRELLVILLE, MI 48039-3340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8147 RIVER RD, COTTRELLVILLE, MI 48039-3340

Mortgage

Document Number	0005399210
Date	Jul 27, 2021
Book Page	5399/210
Instrument	2021021664

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8147 RIVER RD, COTTRELLVILLE, MI 48039-3340
Document Number	0052070896
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8147 RIVER RD COTTRELLVILLE MI 480393340, COTTRELLVILLE, MI 48039-3340

Mortgage

Document Number	0052070896
Date	Jul 2, 2020
Book Page	005207/000896

Lender

Name	LEVEL ONE BK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8147 RIVER RD, COTTRELLVILLE, MI 48039-3340
Document Number	0051880187
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8147 RIVER RD COTTRELLVILLE MI 480393340, COTTRELLVILLE, MI 48039-3340

Mortgage

Document Number	0051880187
Date	May 15, 2020
Book Page	005188/000187

Lender

Name	LEVEL ONE BK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Cottrellville Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,089,600 (+4.13%)	$2,179,200 (+4.13%)
2025	$26,854.00 (+8.15%) Homeowner's exemption	$1,046,400 (+12.63%)
2024	$24,831.00 (+4.45%)		$2,092,800 (+12.63%)
2023		$929,100
2022	$23,774.00		$1,858,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures