Howard County property record for 8147 Clifford Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,852 sqft · built 1993 |
| Lot Size | 0.598 acres (26,034 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (May 2023) |
| Tax Bill | $8,386 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-542239 |
| Primary APN | 06-542239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Total Area |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 26,034 sqft (0.598 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 542239 |
|---|---|
| Street Address | 8147 CLIFFORD CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 19 26034 SQ 8147 CLIFFORD CT LYONS HILL SEC 1 AREA 1 |
| Legal Subdivision | LYONS HILL |
| Legal Lot Number | 19 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 606808 |
8147 Clifford Ct is owned by two individuals who bought it in May 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8231 SLIPPERY ROCK WAY, LAUREL, MD 20723-1075 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 11, 2023 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on File |
| Deed Sale | May 11, 2023 · Amount on File |
| Prior Sale | Nov 8, 1993 · Amount on File |
| Deed Book / Page | 21968 / 138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8147 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 8147 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Document Number | 0229160094 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 22916/94 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 11, 2023 |
| Property Address | 8147 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Document Number | 0219680138 |
| Book / Page | 21968 / 138 |
| Map Reference | PL 10694 |
| Instrument Date | May 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8231 SLIPPERY ROCK WAY, LAUREL, MD 20723-1075 |
The 2026 property tax bill for 8147 Clifford Ct was $8,386, up 6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,386.00 (+6.03%) | $538,900 (+6.17%) | $601,500 (+18.5%) Land $302,500 Building $299,000 |
| 2025 | $7,909.00 | $507,600 Land $252,500 Building $255,100 | $507,600 Land $252,500 Building $255,100 |
| 2023 | $445,533 | $507,600 Land $252,500 Building $255,100 | |
| 2022 | $4,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8147 Clifford Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8147 Clifford Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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