8145 Lindsey Rd, Casco, MI 48064 Property Records

St. Clair County property record for 8145 Lindsey Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,484 sqft · built 1979
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2025)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-023-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-023-2005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,484 sqft Living Area
1st Floor Area	2,464 sqft
Basement Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	441,263 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8145 LINDSEY RD
City	CASCO
State	MI
Zip	48064-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	E 225' OF W 1388' OF NE 1/4 EXC S 740.35'. 10.13 A T4N R15E SEC 23
Legal Range	15E
Legal Township	04N
Legal Section	74
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2045
Census Tract	651100

Owner

8145 Lindsey Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19430 WILLIAMSON ST, CLINTON TOWNSHIP, MI 48035-4837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY HOME LOAN LLC
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY HOME LOAN LLC
Dec 9, 2019	Quit Claim Deed, Transfer VISIONARY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	202521916
Deed Book / Page	5871 / 415
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0005128686
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8145 LINDSEY RD, CASCO, MI 48064-2609
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19430 WILLIAMSON ST, CLINTON TOWNSHIP, MI 48035-4837

Mortgage

Document Number	0005863264
Date	Oct 21, 2025
Book Page	5863/264
Instrument	2025020101

Lender

Name	UNIVERSITY HOME LOAN LLC
Type	Mortgage Company
Address	49433 HAYES RD # D, SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 13, 2025
Property Address	8145 LINDSEY RD, CASCO, MI 48064-2609
Document Number	0005871415
Book / Page	5871 / 415
Instrument Date	Oct 15, 2025
Instrument	2025021916
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52587 CHAR MARIE DR, MACOMB, MI 48042-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19430 WILLIAMSON ST, CLINTON TWP, MI 48035-4837

Mortgage

Document Number	2025020101
Date	Nov 13, 2025
Instrument	2025020101

Lender

Name	UNIVERSITY HOME LOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 9, 2019
Property Address	8145 LINDSEY RD, CASCO, MI 48064-2609
Document Number	0051280686
Book / Page	005128 / 000686
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8145 LINDSEY RD CASCO MI 480642609, CASCO, MI 48064-2609

Tax Assessment & Valuation

The 2025 property tax bill for 8145 Lindsey Rd was $3,957 with a homeowner's exemption, up 6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,200 (+6.52%)	$398,400
2025	$3,957.00 (+5.97%) Homeowner's exemption	$187,000
2024	$3,734.00		$374,000
2023		$166,200
2022	$3,507.00		$332,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8145 Lindsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8145 Lindsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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