8145 Elm St, Ida, MI 48140 Property Records

Monroe County property record for 8145 Elm St, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jan 2025)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-450-023-00`

Property Details

APN / Parcel Number

Primary APN	`13-450-023-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8145 ELM ST
City	IDA
State	MI
Zip	48140-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8145 ELM ST PETERS-LESTER ADDITION LOT 27 & 30
Legal Subdivision	PETERS-LESTER ADD
Legal Lot Number	27,30
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	1
Census Block	1023
Census Tract	831000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8145 ELM ST, IDA, MI 48140-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Mar 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	2025821
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000000419
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 20, 2021
Property Address	8145 ELM ST, IDA, MI 48140-9765
Document Number	2021R19036
Map Reference	LB 3 PG 55
Instrument Date	Jul 13, 2021
Instrument	2021R19036
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2838 WANAMAKER DR, 2838, TOLEDO, OH 43613-1147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 SECOR RD, PETERSBURG, MI 49270-9724

Mortgage

Document Number	2021R19037
Date	Jul 20, 2021
Instrument	2021R19037

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Mar 31, 2017
Property Address	8145 ELM ST, IDA, MI 48140-9765
Document Number	0000006210
Instrument Date	Mar 28, 2017
Instrument	6210
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8145 ELM ST IDA MI 481409765, IDA, MI 48140-9765

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Mar 31, 2017
Property Address	8145 ELM ST, IDA, MI 48140-9765
Document Number	0000006209
Instrument Date	Mar 28, 2017
Instrument	6209
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8145 ELM ST IDA MI 481409765, IDA, MI 48140-9765

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200 (+26.52%) Land $100,200	$200,400 (+26.52%) Land $200,400
2025	$2,273.00 (+27.91%) Homeowner's exemption
2023	$1,777.00 Homeowner's exemption	$79,200	$158,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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