Winnebago County property record for 8145 Beach Dr, Rockford, IL 61103
| Property Type | Rural Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Jul 2020) |
| Tax Bill | $4,272 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-18-152-015 |
| Primary APN | 08-18-152-015 |
|---|---|
| Alternative APNs |
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| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 8145 BEACH DR |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61103-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1 |
| Legal Description | HUTCHINS PARK RIVER SUB PT NE 1/4 SEC13-45-1 + PT NW 1/4 SEC 18-45-2 LOT 023 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 18 |
| Legal Subdivision | HUTCHINS PARK RIVER SUB |
| Legal Lot Number | 023 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | OWEN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 3801 |
8145 Beach Dr, a rural home, is owned and occupied by an individual who bought it in July 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8145 BEACH DR, ROCKFORD, IL 61103-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on File |
| Deed Sale | Jul 7, 2020 · Amount on File |
| Deed Document Number | 202018245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 7, 2020 |
| Property Address | 8145 BEACH DR, ROCKFORD, IL 61103-1100 |
| Document Number | 0001018245 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 1018245 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | METRO TITLE AGENCY INC, METRO TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8145 BEACH DR ROCKFORD IL 611031100, ROCKFORD, IL 61103-1100 |
| Document Number | 1018246 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 1018246 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Number | 1018247, |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 1018247 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 8145 Beach Dr was $4,272 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Owen Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,272.00 | $71,329 Land $14,011 Building $57,318 | $213,987 Land $42,033 Building $171,954 |
| 2022 | Homeowner's exemption | $50,753 Land $9,969 Building $40,784 | $152,259 Land $29,907 Building $122,352 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8145 Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 5 (2008–2019) |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8145 Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Metronet.
5G (outdoors only) and 4G LTE
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