8144 Timberidge Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 8144 Timberidge Loop W, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 1981
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2024)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-160990-000690`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-160990-000690`
Alternative APNs	`082724160990000690` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	616 sqft
Porch	Unfinished Open Porch
Porch Area	85 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8144 TIMBERIDGE LOOP W
City	LAKELAND
State	FL
Zip	33809-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE SUBDIVISION PB 69 PGS 28/30 LOT 69
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE
Legal Tract	160990
Legal Block	1
Legal Lot Number	69
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records · APN 24-27-08-160990-000690

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 RICH AVE, 9, MOUNTAIN VIEW, CA 94040-2418
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PUBLIC EMPLOYEES FCU
Dec 23, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 28, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG
Jan 23, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	2024116563
Deed Book / Page	13122 / 386
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 13, 2023
Property Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357
Document Number	0000266323
Book / Page	12905 / 687
Map Reference	MB 69 PG 28-30
Instrument Date	Nov 05, 2023
Instrument	2023266323
Transaction Type	Transfer
Record Updated	Dec 04, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,719.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 BROOKFIELD DR, LAKELAND, GA 31635-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357

Mortgage

Document Number	0000151612
Date	Jun 28, 2023
Book Page	12745/426
Instrument	2023151612

Lender

Name	PUBLIC EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 01, 2038

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 23, 2020
Property Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357
Document Number	0115091426
Book / Page	011509 / 001426
Instrument Date	Dec 01, 2020
Instrument	279252
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8144 TIMBERIDGE LOOP W LAKELAND FL 338092357, LAKELAND, FL 33809-2357

Mortgage

Document Number	115091428
Date	Dec 23, 2020
Book Page	011509/001428
Instrument	279253

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357
Document Number	0102530987
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8144 TIMBERIDGE LOOP W LAKELAND FL 338092357, LAKELAND, FL 33809-2357

Mortgage

Document Number	0102530987
Date	Sep 05, 2017
Book Page	010253/000987
Instrument	171630

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 23, 2017
Property Address	8144 TIMBERIDGE LOOP W, LAKELAND, FL 33809-2357
Document Number	0100441678
Book / Page	010044 / 001678
Instrument Date	Jan 19, 2017
Instrument	13093
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	FLORIDA FAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8144 TIMBERIDGE LOOP W LAKELAND FL 338092357, LAKELAND, FL 33809-2357

Mortgage

Document Number	100441680
Date	Jan 23, 2017
Book Page	010044/001680
Instrument	13094

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+31.24%)	$328,223 (+31.32%) Land $60,000 Building $268,223	$328,223 (-0.67%) Land $60,000 Building $268,223
2023	$3,233.00 (+3.49%) Homeowner's exemption	$249,941 (+3%)	$330,450 (+15.06%) Land $58,000 Building $272,450
2022	$3,124.00 Homeowner's exemption	$242,661	$287,192 Land $48,000 Building $239,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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