Santa Rosa County property record for 8143 Verano St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,460 sqft · built 2019 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Jul 2019) |
| Tax Bill | $217 (2024) |
| Deeds & Mortgages | Oct 2018 Construction Loan Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2S-26-2750-02700-0030 |
| Primary APN | 17-2S-26-2750-02700-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,460 sqft Heated Area |
| Gross Area | 3,316 sqft |
| 1st Floor Area | 3,058 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 258 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 172S262750027000030 |
|---|---|
| Street Address | 8143 VERANO ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | NAVARRE 2ND ADD LOT 3 BLK 27 AS DES IN OR 3850 PG 227 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | NAVARRE 2ND ADD |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10826 |
8143 Verano St is owned and occupied by two individuals who bought it in July 2019.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · Construction Mortgage MIDSOUTH BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit SERVICE FCU |
| Jul 16, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Jun 28, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on File |
| Deed Sale | Jul 16, 2019 · Amount on File |
| Prior Sale | Sep 3, 2002 · Amount on File |
| Deed Document Number | 201930501 |
| Deed Book / Page | 3850 / 0227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037740670 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 3774/0670 |
| Instrument | 201844376 |
| Name | MIDSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 12, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Document Number | 0040020683 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 4002/683 |
| Instrument | 202047008 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Document Number | 0042130505 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4213/505 |
| Instrument | 202179075 |
| Name | SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 16, 2019 |
| Property Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Document Number | 0038500227 |
| Book / Page | 003850 / 000227 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 30501 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247 |
| Document Number | 38500229 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 003850/000229 |
| Instrument | 30502 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 8143 VERANO ST, NAVARRE, FL 32566-9375 |
| Document Number | 0036370488 |
| Book / Page | 003637 / 000488 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 26182 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $567.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $217.00 (+7.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $322,166 (+4.05%) | $410,422 (-0.25%) Land $68,000 Building $342,422 |
| 2023 | $202.00 (+6.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $309,640 (+3%) | $411,458 (+11.05%) Land $60,000 Building $351,458 |
| 2022 | $190.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $300,621 | $370,501 Land $50,000 Building $320,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8143 Verano St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8143 Verano St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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