Lorain County property record for 8142 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,560 sqft · built 1995 |
| Lot Size | 0.889 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2019) |
| Tax Bill | $4,515 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-087-000-069 |
| Primary APN | 05-00-087-000-069 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 38,768 sqft (0.889 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 360 sqft |
| Canopy | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8142 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -049 & -067 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 87 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-087-000-069
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8142 W RIDGE RD, ELYRIA, OH 44035-1948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOWARD HANNA MTG SVCS |
| Aug 01, 2019 | Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2019 · Amount on Record |
| Deed Sale | Aug 01, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2016 · Amount on Record |
| Deed Document Number | 2019004594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8142 W RIDGE RD, ELYRIA, OH 44035-1948 |
| Document Number | 0000754530 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8142 W RIDGE RD ELYRIA OH 440351948, ELYRIA, OH 44035-1948 |
| Document Number | 0000754530 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 754530 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 01, 2019 |
| Property Address | 8142 W RIDGE RD, ELYRIA, OH 44035-1948 |
| Document Number | 0000724586 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019-0724586 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8142 W RIDGE RD, ELYRIA, OH 44035-1948 |
| Document Number | 0000724587 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 2019-0724587 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,515.00 | $95,870 (-0.01%) Land $13,990 Building $81,880 | $273,930 (-) Land $39,980 Building $233,950 |
| 2024 | $4,515.00 (+14.25%) | $95,876 (+32.17%) Land $13,993 Building $81,883 | $273,930 (+32.17%) Land $39,980 Building $233,950 |
| 2023 | $3,952.00 (+0.36%) | $72,538 (%) Land $16,373 Building $56,165 | $207,250 (-) Land $46,780 Building $160,470 |
| 2022 | $3,938.00 | $72,540 Land $16,370 Building $56,170 | |
| 2021 | $207,250 Land $46,780 Building $160,470 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 5 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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