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8142 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 8142 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,560 sqft · built 1995
Lot Size0.889 acres (38,768 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2019)
Tax Bill$4,515 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00-087-000-069

Property Details

APN / Parcel Number

Primary APN05-00-087-000-069

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,560 sqft Living Area
1st Floor Area1,280 sqft
2nd Floor Area1,280 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area38,768 sqft (0.889 acres)
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Patio Area360 sqft
Canopy360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8142 W RIDGE RD
CityELYRIA
StateOH
Zip44035-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -049 & -067
Legal SubdivisionAMHERST
Legal Lot Number87
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2005
Census Tract57100

Owner

Source: Lorain County records · APN 05-00-087-000-069

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8142 W RIDGE RD, ELYRIA, OH 44035-1948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2020Deed of Trust, Mortgage · Conventional with PMI
HOWARD HANNA MTG SVCS
Aug 01, 2019Warranty Deed, Transfer · FHA Mortgage
HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2019 · Amount on Record
Deed SaleAug 01, 2019 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Document Number2019004594
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address8142 W RIDGE RD, ELYRIA, OH 44035-1948
Document Number0000754530
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8142 W RIDGE RD ELYRIA OH 440351948, ELYRIA, OH 44035-1948

Mortgage

Document Number0000754530
DateMar 27, 2020
Instrument754530
Lender
NameHOWARD HANNA MTG SVCS
TypeMortgage Company
AddressPITTSBURGH, PA 15238
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 01, 2019
Property Address8142 W RIDGE RD, ELYRIA, OH 44035-1948
Document Number0000724586
Instrument DateJul 12, 2019
Instrument2019-0724586
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8142 W RIDGE RD, ELYRIA, OH 44035-1948

Mortgage

Document Number0000724587
DateAug 01, 2019
Instrument2019-0724587
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,515.00$95,870 (-0.01%) Land $13,990 Building $81,880$273,930 (-) Land $39,980 Building $233,950
2024$4,515.00 (+14.25%)$95,876 (+32.17%) Land $13,993 Building $81,883$273,930 (+32.17%) Land $39,980 Building $233,950
2023$3,952.00 (+0.36%)$72,538 (%) Land $16,373 Building $56,165$207,250 (-) Land $46,780 Building $160,470
2022$3,938.00$72,540 Land $16,370 Building $56,170
2021$207,250 Land $46,780 Building $160,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930571002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber1,000 / 1,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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