8142 Charlesderry Rd, Willoughby, OH 44094 Property Records

Lake County property record for 8142 Charlesderry Rd, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,099 sqft · built 2020
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on File
Tax Bill	$17,447 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-014-A-00-022-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-014-A-00-022-0`
Alternative APN	`F 26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,099 sqft Total Area
Basement Area	1,203 sqft
Unfinished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,593 sqft (0.335 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Area	899 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	F 26
Street Address	8142 CHARLESDERRY RD
City	WILLOUGHBY
State	OH
Zip	44094-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 TRACT 2
Legal Subdivision	TEMPLE VIEW ALLOTMENT
Legal Tract	2
Legal Lot Number	38
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3020
Census Tract	203700

Owner

Source: Lake County records · APN 20-A-014-A-00-022-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8142 CHARLESDERRY RD, KIRTLAND, OH 44094-9234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Jul 01, 2020	Deed, Construction Loan · Construction Mortgage UNION CAPITAL MORTGAGE CORP
Sep 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 06, 2018	Warranty Deed, Transfer CLEVELAND HOME TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2020
Deed Sale	Jul 01, 2020
Prior Sale	Sep 12, 2019
Deed Document Number	453838
Record Updated	Jun 07, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8142 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	EMERALD GLEN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017698
Date	Jun 23, 2022
Instrument	2022R017698

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	WESTLAKE, OH 44145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Margin	3
Max Rate	9.12%

July 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LAKE OH
Recording Date	Jul 01, 2020
Property Address	8142 CHARLESDERRY RD, KIRTLAND, OH 44094-9234
Document Number	0000017613
Map Reference	VOL F PG 71
Instrument Date	Jun 26, 2020
Instrument	2020R017613
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8142 CHARLESDERRY RD, WILLOUGHBY, OH 44094-9234

Mortgage

Document Number	0000017614
Date	Jul 01, 2020
Instrument	2020R017614

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 01, 2021

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Sep 12, 2019
Property Address	8142 CHARLESDERRY RD, KIRTLAND, OH 44094-9234
Document Number	0000022016
Instrument Date	Sep 10, 2019
Instrument	22016
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7900 BARRISTERS CT KIRTLAND OH 440949285, KIRTLAND, OH 44094-9285

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 06, 2018
Property Address	8142 CHARLESDERRY RD, KIRTLAND, OH 44094-9234
Document Number	0000016868
Instrument Date	Jul 05, 2018
Instrument	16868
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	CLEVELAND HOME TITLE INC

Transaction

Amount	Amount Recorded
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7900 BARRISTERS CT KIRTLAND OH 440949285, KIRTLAND, OH 44094-9285

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$17,447.00 (+97.21%) Homeowner's exemption	$166,610 (-) Land $8,130 Building $158,480
2022	$8,847.00	$166,610 Land $8,130 Building $158,480
2021			$476,050 Land $23,240 Building $452,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852037003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charlesderry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures