8140 White Oak Ave, Munster, IN 46321 Property Records

Lake County property record for 8140 White Oak Ave, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1971
Lot Size0.214 acres (9,324 sqft)
Owner2 Individual Names on Record
Tax Bill$3,482 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APN007-18-28-0268-0013

Property Details

APN / Parcel Number

Primary APN007-18-28-0268-0013
Alternative APNs
  • 45-07-19-230-017.000-027
  • 182802680013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
Basement Area1,500 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,324 sqft (0.214 acres)
Lot Dimensions148 ft deep x 63 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0268-0013
Old Parcel Number182802680013
Street Address8140 WHITE OAK AVE
CityMUNSTER
StateIN
Zip46321-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEYER MANOR ADD. TO MUNSTER CORRECTED PLAT LOT 13
Legal SubdivisionMEYER MANOR ADD
Legal Lot Number13
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3014
Census Tract40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8140 WHITE OAK AVE, MUNSTER, IN 46321-1431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1994
Deed SaleSep 15, 1994
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8140 WHITE OAK AVE, MUNSTER, IN 46321-1431
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8140 WHITE OAK AVE, MUNSTER, IN 46321-1431

Mortgage

Document Number0000014421
DateMay 15, 2023
Instrument2023-514421
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 12, 2053
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$295,100 (+10.81%) Land $47,700 Building $247,400$295,100 (+10.81%) Land $47,700 Building $247,400
2024$3,482.00 (+5.87%)
2023$266,300 (+6.31%) Land $51,000 Building $215,300$266,300 (+6.31%) Land $51,000 Building $215,300
2022$3,289.00 Homeowner's exemption$250,500 Land $51,000 Building $199,500$250,500 Land $51,000 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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