8140 Oak Leaf Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8140 Oak Leaf Cir, Olive Branch, MS 38654 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1985
Square Footage	2,091 sqft Adjusted Area
Lot Size	65,340 sqft (1.5 acres)
Garage	768 sqft
Occupancy	Owner Occupied
Last Sale	$323,300 (2026)
Tax Bill	$823.00 (2025)

Owner

Source: DeSoto County records · APN 1-07-5-22-05-0-00106-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYCAMORE BANK
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Jun 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 02, 2010	Deed of Trust, Mortgage · Line of Credit DESOTO COUNTY BANK
Dec 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 04, 2011	Deed of Trust, Mortgage · Line of Credit DESOTO COUNTY BANK
Sep 09, 2009	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 04, 2024	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Apr 07, 2026	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE, INC
Apr 07, 2026	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE, INC
Aug 25, 2023	Intrafamily Transfer, Transfer · Line of Credit PLANTERS BANK & TRUST CO
Feb 16, 2016	Warranty Deed, Transfer
Jul 09, 2009	Intrafamily Transfer, Transfer
Mar 25, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Prior Sale	Feb 16, 2016
Deed Book / Page	1026 / 5834
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	1023/15439
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004589/738
Date	Aug 14, 2018
Book Page	4589/738
Instrument	T04589-00738

Lender

Name	SYCAMORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2028

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Mortgage

Document Number	5661/22699
Date	Mar 15, 2024
Book Page	5661/22699

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003181/322
Date	Jun 25, 2010
Book Page	3181/322

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2040

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003194/675
Date	Aug 02, 2010
Book Page	3194/675

Lender

Name	DESOTO COUNTY BANK
Type	Bank
Address	HORN LAKE, MS 38637

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003120/072
Date	Dec 30, 2009
Book Page	3120/072

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2025

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003299/214
Date	May 04, 2011
Book Page	3299/214

Lender

Name	DESOTO COUNTY BANK
Type	Bank
Address	HORN LAKE, MS 38637

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 18, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003077/599
Date	Sep 09, 2009
Book Page	3077/599

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2019

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Mortgage

Document Number	5661/98232
Date	Oct 04, 2024
Book Page	5661/98232

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 07, 2026
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	01026/5834
Book / Page	1026 / 5834
Instrument Date	Apr 06, 2026
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sales Price
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Mortgage

Document Number	5663036735,
Date	Apr 07, 2026
Book Page	5663/36735

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 07, 2026
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	5663036735
Book / Page	5663 / 36735
Instrument Date	Apr 06, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4062 NAVAHO AVE, MEMPHIS, TN 38118-2144

Mortgage

Document Number	5663036735,
Date	Apr 07, 2026
Book Page	5663/36735

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate	6%
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 25, 2023
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	1023/15439
Book / Page	1023 / 15439
Map Reference	MB 22 PG 33-36
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Mortgage

Document Number	0566078237
Date	Aug 25, 2023
Instrument	5660/78237

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 16, 2016
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	000784/511
Book / Page	0784 / 511
Map Reference	PL MB 22 PG 33-36
Instrument Date	Feb 15, 2016
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

July 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 09, 2009
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	000611/675
Book / Page	611 / 675
Map Reference	MB22 PG33-36
Instrument Date	Jun 15, 2009
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

March 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 25, 2008
Property Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772
Document Number	000580/741
Book / Page	580 / 741
Map Reference	MB22 PG33-36
Instrument Date	Mar 25, 2008
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 OAK LEAF CIR, OLIVE BRANCH, MS 38654-7772

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (-16.28%)	$14,293 (-) Land $3,000 Building $11,293	$142,925 (-) Land $30,000 Building $112,925
2023	$983.00 (+2.18%)	$14,293 (-)	$142,925 (-) Land $30,000 Building $112,925
2022	$962.00	$14,293 Land $3,000 Building $11,293	$142,925 Land $30,000 Building $112,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1-07-5-22-05-0-00106-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,091 sqft Adjusted Area
1st Floor	1,515 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Composition/Composite Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	65,340 sqft (1.5 acres)
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage
Deck Area	44 sqft Deck

Location & Zoning

Street Address	8140 OAK LEAF CIR
City	OLIVE BRANCH
State	MS
Zip	38654-7772
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUMMERWOOD S-D PART IV LOT 106
Legal Range	007
Legal Township	01S
Legal Section	22
Legal Subdivision	SUMMERWOOD S-D
Legal Lot Number	106
Jurisdiction	DESOTO MS
Minor Civil Division	2
Census Blockgroup	2
Census Block	2008
Census Tract	70524