8140 Indian Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 8140 Indian Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1980
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Sep 2025 Reverse Mortgage Sep 2025 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26970`

Property Details

APN / Parcel Number

Primary APN	`26970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	8140 INDIAN RD
City	GLOUCESTER
State	VA
Zip	23061-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROAD LOT 2
Legal Subdivision	PLAT: PB13 138
Legal Lot Number	2
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1012
Census Tract	100201

Owner

Source: Gloucester County records · APN 26970

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 15, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 06, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 1978
Deed Sale	Aug 09, 1978
Deed Document Number	0000213733
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233
Transaction Type	Mortgage
Record Updated	Oct 07, 2025
Title Company	UNKNOWN, ACRISURE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233

Mortgage

Document Number	0250003829
Date	Sep 15, 2025
Instrument	250003829

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Nov 30, 2103

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2025
Max Rate	11.3%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233
Transaction Type	Mortgage
Record Updated	Oct 07, 2025
Title Company	UNKNOWN, ACRISURE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233

Mortgage

Document Number	0250003830
Date	Sep 15, 2025
Instrument	250003830

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Nov 30, 2103

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2025
Change Frequency	Monthly
Max Rate	11.3%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8140 INDIAN RD, GLOUCESTER, VA 23061-5233
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003178
Date	Jul 06, 2017
Instrument	170003178

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+5.36%)	$243,180 (-) Land $49,390 Building $193,790	$243,180 (-) Land $49,390 Building $193,790
2024	$1,417.00	$243,180 (-) Land $49,390 Building $193,790	$243,180 (-) Land $49,390 Building $193,790
2023	$1,417.00 (+5.9%)	$243,180 (+31.68%) Land $49,390 Building $193,790	$243,180 (+31.68%) Land $49,390 Building $193,790
2022	$1,338.00	$184,670 Land $35,570 Building $149,100	$184,670 Land $35,570 Building $149,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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