Kenton County property record for 814 Western Ave, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,433 sqft · built 1930 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 2025) |
| Tax Bill | $834 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-44-03-003.00 |
| Primary APN | 040-44-03-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,433 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 814 WESTERN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENNEDY T H RESUB LOT 10 & PT LOTS 9-11 50'X 110' ES WESTERN 128.5' S 8TH |
| Legal Subdivision | KENNEDY T H RESUB |
| Legal Lot Number | 10,9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
814 Western Ave is owned by an individual who bought it in June 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 8TH AVE, DAYTON, KY 41074-1406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on File |
| Deed Sale | Jun 18, 2025 · Amount on File |
| Prior Sale | Oct 5, 2020 · Amount on File |
| Deed Document Number | 2025131 |
| Deed Book / Page | 348 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 814 WESTERN AVE, COVINGTON, KY 41011-1046 |
| Document Number | 0000470288 |
| Book / Page | 000047 / 000288 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $14.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 LINDEN ST LUDLOW KY 410161343, LUDLOW, KY 41016-1343 |
The 2025 property tax bill for 814 Western Ave was $834.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (+11.11%) Land $10,000 Building $60,000 | $70,000 (+11.11%) Land $10,000 Building $60,000 | |
| 2025 | $834.00 | $63,000 Land $10,000 Building $53,000 | $63,000 Land $10,000 Building $53,000 |
| 2023 | $839.00 | $63,000 Land $10,000 Building $53,000 | $63,000 Land $10,000 Building $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 814 Western Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 814 Western Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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