814 Tierra Alta St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 814 Tierra Alta St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 1973
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Nov 2018)
Tax Bill	$21,325 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-072-270`

Property Details

APN / Parcel Number

Primary APN	`037-072-270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,050 sqft
2nd Floor Area	840 sqft
Basement Area	380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	814 TIERRA ALTA ST
City	MOSS BEACH
State	CA
Zip	94038-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	HAV 50 FT FRONT ON SWLY LN OF TIERRA ALTA ST COM SELY 114.60 FT FR CALIFORNIA ST PTN OF BLK 23 MOSS BEACH HEIGHTS RSM 6/8
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	23
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1015
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Nov 27, 2018	Grant Deed, Transfer · ARM AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	201891981
Last Transfer Date	Apr 16, 2019
Transfer Doc	0000030135
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722

Mortgage

Document Number	0000037193
Date	Aug 3, 2023
Instrument	2023-037193

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722

Mortgage

Document Number	0000006821
Date	Jan 25, 2022
Instrument	2022-006821

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095709
Date	Nov 13, 2019
Instrument	2019-095709

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 25, 2019
Property Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Document Number	0000030135
Map Reference	MB 6 PG 8
Instrument Date	Apr 16, 2019
Instrument	2019-030135
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722

Mortgage

Document Number	0000030136
Date	Apr 25, 2019
Instrument	2019-030136

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 27, 2018
Property Address	814 TIERRA ALTA ST, MOSS BEACH, CA 94038-9722
Document Number	0000091981
Map Reference	MB6 PG8
Instrument Date	Nov 2, 2018
Instrument	2018-091981
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	183 ROBINHOOD DR, SAN FRANCISCO, CA 94127-1626

Mortgage

Document Number	0000091982
Date	Nov 27, 2018
Instrument	2018-091982

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2023
Change Frequency	4 Years
Min Rate At Change	4.87%
Max Rate At Change	10.8%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,479,171 (+2%) Land $768,031 Building $711,140
2025	$21,325.00 (+8.27%)	$1,450,169 (+4.04%) Land $752,972 Building $697,197
2023	$19,697.00 (+0.39%)	$1,393,859 Land $723,734 Building $670,125	$1,458,540
2022	$19,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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