Lake County property record for 814 Summit St, Lady Lake, FL 32159 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,222 sqft · built 2016 |
| Lot Size | 0.224 acres (9,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2023) |
| Tax Bill | $600 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-18-24-0500-00F-00100 |
| Primary APN | 28-18-24-0500-00F-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,774 sqft (0.224 acres) |
| Lot Width | 79 ft Width |
| Porch | Open Porch |
| Porch Area | 178 sqft Porch |
| Utility Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1440190 |
|---|---|
| Street Address | 814 SUMMIT ST |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE SKYLINE HILLS LOT 1 BLK F PB 16 PG 32 ORB 6125 PG 2039 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 28 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 500 |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 30407 |
Source: Lake County records · APN 28-18-24-0500-00F-00100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · VA Mortgage LOWER LLC |
| Jan 19, 2017 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 2023043749 |
| Deed Book / Page | 6125 / 2039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Document Number | 0061252039 |
| Book / Page | 6125 / 2039 |
| Map Reference | MB 16 PG 32 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023043749 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Name | Verified Name |
|---|---|
| Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Document Number | 0061252041 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 6125/2041 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0061252054 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 6125/2054 |
| Instrument | 2023043751 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 19, 2017 |
| Property Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Document Number | 0048910845 |
| Book / Page | 4891 / 0845 |
| Map Reference | MB16 PG32 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017006529 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 MAIN ST, 900, LADY LAKE, FL 32159-7726 |
| Name | Verified Name |
|---|---|
| Address | 814 SUMMIT ST, LADY LAKE, FL 32159-4535 |
| Document Number | 0048910846 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 4891/0846 |
| Instrument | 2017006530 |
| Name | UNITED STATES DEPARTMENT OF AGRICULTURE |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jan 13, 2050 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,879 (+52.39%) Land $30,000 Building $128,879 | $158,879 (+2.79%) Land $30,000 Building $128,879 | |
| 2024 | $600.00 (-58.65%) | ||
| 2023 | $1,451.00 (+3.64%) | $104,260 (+2.99%) | $154,562 (+7.74%) Land $30,000 Building $124,562 |
| 2022 | $1,400.00 Homeowner's exemption | $101,230 | $143,464 Land $18,920 Building $124,544 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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