814 Summit St, Kenton, OH 43326 Property Records

Hardin County property record for 814 Summit St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1993
Lot Size	0.272 acres (11,851 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Aug 2009)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Mar 2006 Second Mortgage Aug 2009 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`36-550013.0000`

Property Details

APN / Parcel Number

Primary APN	`36-550013.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft
Attic	Attic
Attic Area	1,447 sqft
Basement Area	1,447 sqft
Unfinished Basement	1,447 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,851 sqft (0.272 acres)
Lot Dimensions	125 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 SUMMIT ST
City	KENTON
State	OH
Zip	43326-1692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33 KENTON LANDS .264A SEE PCL 36-550013.0100 REST OF SPECIAL ASSESSMEN
Legal Subdivision	KENTON LANDS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3000
Census Tract	200

Owner

814 Summit St is owned and occupied by an individual who bought it in August 2009.

Source: Hardin County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	814 SUMMIT ST, KENTON, OH 43326-1692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP
Aug 21, 2009	Sheriff's Deed, Foreclosure · ARM THE HOME SAVINGS & LOAN COMPANY OF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Prior Sale	Oct 16, 2002 · Amount on File
Deed Document Number	200955614
Deed Book / Page	486 / 1670
Record Updated	Jun 8, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	814 SUMMIT ST, KENTON, OH 43326-1692
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00458/1647
Date	Mar 29, 2006
Book Page	458/1647
Instrument	200600037478

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

August 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 21, 2009
Property Address	814 SUMMIT ST, KENTON, OH 43326-1692
Document Number	00486/1670
Book / Page	486 / 1670
Map Reference	MB56 PG51
Instrument Date	Aug 21, 2009
Instrument	200900055614
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900055615
Date	Aug 21, 2009
Instrument	200900055615

Lender

Name	THE HOME SAVINGS & LOAN COMPANY OF

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2014
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 814 Summit St was $2,646 with a homeowner's exemption, down 0.6% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (-0.56%)	$61,710 (-) Land $4,090 Building $57,620
2024	$2,661.00 (+5.68%) Homeowner's exemption	$61,710 (-) Land $4,090 Building $57,620
2023	$2,518.00 (+0.88%) Homeowner's exemption	$61,710 (+14.45%) Land $4,090 Building $57,620	$176,320 Land $11,690 Building $164,630
2022	$2,496.00 Homeowner's exemption	$53,920 Land $3,080 Building $50,840
2020			$154,060 Land $8,800 Building $145,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 814 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 814 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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