814 Spring Meadow Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 814 Spring Meadow Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,261 sqft · built 2001
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,886 (May 2014)
Tax Bill	$5,551 (2024)
Deeds & Mortgages	Feb 2026 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-401-009.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-401-009.000-035`
Alternative APN	`0815401009035`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	6,261 sqft Living Area
Gross Area	6,477 sqft
1st Floor Area	4,318 sqft
Basement Area	2,159 sqft
Finished Basement	1,943 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	636 sqft
Porch	Open Porch
Porch Area	60 sqft
Patio Area	1,051 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	814 SPRING MEADOW DR
City	MIDDLEBURY
State	IN
Zip	46540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SPRING MEADOW FARM GOLF CLUB HOMESITES PUD LOT 7
Legal Subdivision	SPRING MEADOW FARM GOLF CLUB HOMESITES P
Legal Block	401
Legal Lot Number	7
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2015
Census Tract	801

Owner

Source: Elkhart County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 SPRING MEADOW FARM DR, MIDDLEBURY, IN 46540-8534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Transfer on Death Deed, Transfer
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2014 · Amount on Record
Deed Sale	May 14, 2014 · Amount on Record
Prior Sale	Oct 30, 2013
Deed Document Number	20148307
Last Transfer Date	Feb 5, 2026
Transfer Doc	0000002156
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 5, 2026
Property Address	814 SPRING MEADOW FARM DR, MIDDLEBURY, IN 46540-8534
Document Number	0000002156
Map Reference	MB 24 PG 8
Instrument Date	Feb 5, 2026
Instrument	2026-02156
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	814 SPRING MEADOW FARM DR, MIDDLEBURY, IN 46540-8534

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	814 SPRING MEADOW FARM DR, MIDDLEBURY, IN 46540-8534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000794
Date	Jan 10, 2020
Instrument	2020-00794

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$601,400 (+8.32%) Land $35,000 Building $566,400	$601,400 (+8.32%) Land $35,000 Building $566,400
2024	$5,551.00 (+19.84%)	$555,200 (+7.22%) Land $35,000 Building $520,200	$555,200 (+7.22%) Land $35,000 Building $520,200
2023		$517,800 (+11.79%) Land $35,000 Building $482,800	$517,800 (+11.79%) Land $35,000 Building $482,800
2022	$4,632.00 Homeowner's exemption	$463,200 Land $35,000 Building $428,200	$463,200 Land $35,000 Building $428,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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