Shiawassee County property record for 814 Rowley St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Mar 2022) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-56-001-003 |
| Primary APN | 007-56-001-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 192 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 184 ft deep x 66 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 161 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 814 ROWLEY ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A.V.JOHNSON'S ADD CALEDONIA TWP LOT 3 BLK 1 |
| Legal Subdivision | JOHNSONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 31600 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 ROWLEY ST, OWOSSO, MI 48867-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | Jan 6, 2004 · Amount on File |
| Deed Document Number | 20223357734 |
| Deed Book / Page | 1293 / 820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 14, 2022 |
| Property Address | 814 ROWLEY ST, OWOSSO, MI 48867-3849 |
| Document Number | 0012930820 |
| Book / Page | 1293 / 820 |
| Map Reference | LB 1 PG 124 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 3357734 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 814 ROWLEY ST, 814, OWOSSO, MI 48867-3849 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 506 RUBELMAN DR, OWOSSO, MI 48867-1860 |
| Document Number | 0003357735 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 3357735 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 814 ROWLEY ST, OWOSSO, MI 48867-3849 |
| Document Number | 0012700683 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 814 ROWLEY ST OWOSSO MI 488673849, OWOSSO, MI 48867-3849 |
| Document Number | 0012700683 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 001270/000683 |
| Instrument | 3334324 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 12, 2035 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,400 (+5.83%) | $148,800 (+5.83%) | |
| 2025 | $1,733.00 (-7.08%) Homeowner's exemption | $70,300 (+24.65%) | $140,600 (+24.65%) |
| 2023 | $1,865.00 Homeowner's exemption | $56,400 | $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 18 (1981–2026) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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