Colbert County property record for 814 River Bluff Dr, Sheffield, AL 35660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,271 sqft · built 1950 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,425 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-29-4-004-001.001 |
| Primary APN | 07-09-29-4-004-001.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 31 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,271 sqft Adjusted Area |
| Gross Area | 2,013 sqft |
| 1st Floor Area | 2,013 sqft |
| 2nd Floor Area | 1,451 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 49,658 sqft (1.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 41608 |
|---|---|
| Street Address | 814 RIVER BLUFF DR |
| City | SHEFFIELD |
| State | AL |
| Zip | 35660-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 11 & 12 BLK 15 & PT OF BLK 20 RIVER BLUFF 124.97 X 199.65 IRR /DB 2021 PG 18572-18573 |
| Legal Subdivision | RIVER BLUFF /2-335 |
| Legal Block | 15 |
| Legal Lot Number | 11&12 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20200 |
814 River Bluff Dr is owned and occupied by two individuals.
Source: Colbert County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 RIVER BLUFF DR, SHEFFIELD, AL 35660-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 814 RIVER BLUFF DR, SHEFFIELD, AL 35660-2511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/21647 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 2020/21647 |
| Instrument | 202021647 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | May 11, 2021 |
| Property Address | 814 RIVER BLUFF DR, SHEFFIELD, AL 35660-2511 |
| Document Number | 2021/18572 |
| Book / Page | 2021 / 18572 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202118572 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 RIVER BLUFF DR, SHEFFIELD, AL 35660-2511 |
| Document Number | 2021/18581 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 2021/18581 |
| Instrument | 202118581 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 814 River Bluff Dr was $2,425, up 7.1% from the year before.
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Sheffield City |
| Unified School District | Sheffield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,425.00 (+7.06%) | ||
| 2025 | $2,265.00 (+3.28%) | $44,820 (+3.22%) Land $1,140 Building $43,680 | $448,200 (+3.22%) Land $11,400 Building $436,800 |
| 2024 | $2,193.00 | $43,420 (-) Land $1,140 Building $42,280 | $434,200 (-) Land $11,400 Building $422,800 |
| 2023 | $2,193.00 (+9%) Homeowner's exemption | $43,420 (+8.77%) | $434,200 (+8.75%) Land $11,400 Building $422,800 |
| 2022 | $2,012.00 Homeowner's exemption | $39,920 | $399,260 Land $11,400 Building $387,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 814 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 814 River Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHEFFIELD UTILITIES, CITY OF SHEFFIELD serves 13,758 people · EPA ID AL0000327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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