814 Perry St, Covington, KY 41011 Property Records

Kenton County property record for 814 Perry St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,795 sqft · built 1886
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$543,400 (Jun 2025)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-041.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-041.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,795 sqft Finished Area
Gross Area	2,068 sqft

Exterior

Year Built	Built 1886
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	65 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	0404414041.00
Street Address	814 PERRY ST
City	COVINGTON
State	KY
Zip	41011-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY PT LOTS 36-37 37 1/2' ES PERRY 137 1/2' S 8TH
Legal Subdivision	PERRY
Legal Lot Number	36,37
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	814 PERRY ST, COVINGTON, KY 41011-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2020	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC
Mar 23, 2018	Trustee's Deed, Construction Loan · Line of Credit GREENLEAF FNDG
Mar 23, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Mar 23, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Mar 23, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	0000130694
Deed Book / Page	130 / 694
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 25, 2025
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900186
Book / Page	KC 349 / 243
Instrument Date	Jun 24, 2025
Instrument	25062505900186
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 WASHINGTON ST APT 104, 104, COVINGTON, KY 41011-3041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 PERRY ST, COVINGTON, KY 41011-1251

Mortgage

Document Number	0005900187
Date	Jun 25, 2025
Instrument	25062505900187

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 12, 2021
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0005900109
Book / Page	130 / 694
Instrument Date	Nov 8, 2021
Instrument	21111205900109
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 MARYLAND AVE, 1345, COVINGTON, KY 41011-3513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	814 PERRY ST, COVINGTON, KY 41011-1251

Mortgage

Document Number	0005900110
Date	Nov 12, 2021
Instrument	21111205900110

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 5, 2020
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000206
Book / Page	000053 / 000485
Instrument Date	Oct 23, 2020
Instrument	206
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1345 MARYLAND AVE COVINGTON KY 410113513, COVINGTON, KY 41011-3513

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2018
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Book / Page	0C6375 / 000290
Instrument Date	Mar 14, 2018
Instrument	19
Transaction Type	Construction Loan
Record Updated	Apr 16, 2018
Title Company	FIRST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9468 TOWNE SQUARE AVE BLUE ASH OH 452426907, BLUE ASH, OH 45242-6907

Mortgage

Document Number	0000000019
Date	Mar 23, 2018
Book Page	0C6375/000290
Instrument	19

Lender

Name	GREENLEAF FNDG
Type	Funding / Finance Company
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2018
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000017
Book / Page	0C6375 / 000283
Instrument Date	Mar 14, 2018
Instrument	17
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$77.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	814 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2018
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000016
Book / Page	0C6375 / 000279
Instrument Date	Mar 9, 2018
Instrument	16
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	814 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2018
Property Address	814 PERRY ST, COVINGTON, KY 41011-1251
Document Number	0000000015
Book / Page	0C6375 / 000275
Instrument Date	Mar 9, 2018
Instrument	15
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	814 PERRY ST COVINGTON KY 410111251, COVINGTON, KY 41011-1251

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (-0.52%)	$515,000 (-) Land $5,000 Building $510,000	$515,000 (-) Land $5,000 Building $510,000
2023	$6,859.00	$515,000 Land $5,000 Building $510,000	$515,000 Land $5,000 Building $510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

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