814 Pacey Dr, Loda, IL 60948 Property Records

Iroquois County property record for 814 Pacey Dr, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,465 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2016)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36 20 155 008`

Property Details

APN / Parcel Number

Primary APN	`36 20 155 008`

Exterior

Lot Area	10,465 sqft (0.24 acres)

Location & Zoning

Street Address	814 PACEY DR
City	LODA
State	IL
Zip	60948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYLES LAKE SD LT 14 & E 50' TRIANGLE LT 16 BLK 8
Legal Subdivision	BAYLES LAKE SD
Legal Block	8
Legal Lot Number	14,16
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3106
Census Tract	950700

Owner

814 Pacey Dr is owned by two individuals who bought it in October 2016.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 LAKE RD, SEYMOUR, IL 61875-9604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK & TRUST
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Mar 28, 2011
Deed Document Number	20162955
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	814 PACEY DR, LODA, IL 60948
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LAKE RD, SEYMOUR, IL 61875-9604

Mortgage

Document Number	00024R0786
Date	Mar 13, 2024
Instrument	24R0786

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jan 1, 2025

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	814 PACEY DR, LODA, IL 60948
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LAKE RD, SEYMOUR, IL 61875-9604

Mortgage

Document Number	00022R2386
Date	Jul 1, 2022
Instrument	22R2386

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	19 Months
Due	Feb 1, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 814 Pacey Dr was $4,245, up 7.6% from the year before.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+7.58%)	$57,030 (+13.76%) Land $25,380 Building $31,650	$171,090 (+13.76%) Land $76,140 Building $94,950
2024	$3,946.00	$50,130 Land $22,310 Building $27,820	$150,390 Land $66,930 Building $83,460
2022	$3,587.00	$46,420 Land $20,660 Building $25,760	$139,260 Land $61,980 Building $77,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 814 Pacey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 Pacey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYLES LAKE LOT OWNERS ASSOCIATION private · serves 645 people · EPA ID IL0755110
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	LAKE IROQUOIS ASSOCIATION
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Pavlov Media, Verizon.

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