814 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 814 N Main St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,332 sqft · built 1917
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2021)
Tax Bill	$15,574 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-101-019`

Property Details

APN / Parcel Number

Primary APN	`05-16-101-019`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	3,848 sqft
Basement Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	19.7 ft deep x 8.2 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 N MAIN ST
City	WHEATON
State	IL
Zip	60187-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MALLORYS ADD S 82 FT N 230 FT E 167 FT & W 30 FT E 197 FT S 66 1/2 FT OF N 214.5 FT
Legal Subdivision	MALLORYS ADD
Legal Block	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1002
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 N MAIN ST, WHEATON, IL 60187-4171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Aug 18, 2021	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Apr 2, 2003 · Amount on Record
Deed Document Number	2021124505
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000042925
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 28, 2022
Property Address	814 N MAIN ST, WHEATON, IL 60187-4171
Document Number	0000042925
Instrument Date	Apr 21, 2022
Instrument	R2022-042925
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	814 N MAIN ST, WHEATON, IL 60187-4171

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	814 N MAIN ST, WHEATON, IL 60187-4171
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110955
Date	Sep 29, 2020
Instrument	R2020-110955

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 18, 2021
Property Address	814 N MAIN ST, WHEATON, IL 60187-4171
Document Number	0000124505
Instrument Date	Jul 29, 2021
Instrument	R2021-124505
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	814 N MAIN ST, WHEATON, IL 60187-4171

Mortgage

Document Number	0000124506
Date	Aug 18, 2021
Instrument	R2021-124506

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Feb 8, 2018
Property Address	814 N MAIN ST, WHEATON, IL 60187-4171
Document Number	0000012345
Instrument Date	Jan 2, 2018
Instrument	R2018-012345
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TITLE RESOURCE GROUP SETTLEM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	814 N MAIN ST, WHEATON, IL 60187-4171

Mortgage

Document Number	0000012346
Date	Feb 8, 2018
Instrument	R2018-012346

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,574.00 (-1.02%)	$268,773 (+15.25%) Land $58,150 Building $210,623	$806,319 (+15.25%) Land $174,450 Building $631,869
2022	$15,735.00 Homeowner's exemption	$233,210 Land $46,640 Building $186,570	$699,630 Land $139,920 Building $559,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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