814 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 814 N 12th St, Reading, PA 19604

Property Summary

Property Type	Store with Apartments
Details	2,270 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2022)
Tax Bill	$1,115 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-54-14-5779`

Property Details

APN / Parcel Number

Primary APN	`5317-54-14-5779`
Alternative APNs	`12-5317-54-14-5779` `191425`

Interior

Units	4 Units
Stories	3 Stories
Building Area	2,270 sqft Gross Area
1st Floor Area	618 sqft
Basement Area	644 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Covered Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 N 12TH ST
City	READING
State	PA
Zip	19604-2429
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	14
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	1500

Owner

814 N 12th St, a commercial property, is owned by two individuals who bought it in December 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1404 E 31ST ST, BROOKLYN, NY 11210-5416
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 10, 2021	Deed, Transfer · Stand-Alone First Mortgage DIAMOND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	202247513
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 13, 2022
Property Address	814 N 12TH ST, READING, PA 19604-2429
Document Number	0000047513
Instrument Date	Dec 9, 2022
Instrument	2022047513
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 E 31ST ST, BROOKLYN, NY 11210-5416

Mortgage

Document Number	0000047514
Date	Dec 13, 2022
Instrument	2022047514

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 10, 2021
Property Address	814 N 12TH ST, READING, PA 19604-2429
Document Number	0000045352
Instrument Date	Aug 11, 2021
Instrument	2021045352
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 N 25TH ST, READING, PA 19606-2005

Mortgage

Document Number	0000045353
Date	Sep 10, 2021
Instrument	2021045353

Lender

Name	DIAMOND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 11, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 814 N 12th St was $1,115.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,115.00	$39,500 Land $15,800 Building $23,700	$15,800 Land $15,800
2024	$1,045.00	$39,500 Land $15,800 Building $23,700
1994			$39,500 Land $15,800 Building $23,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 814 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures