814 Myrtle St, Gainesville, TX 76240 Property Records

Cooke County property record for 814 Myrtle St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 2000
Lot Size	0.425 acres (18,500 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2020)
Tax Bill	$4,255 (2026)
Deeds & Mortgages	Oct 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2490-002-00001`

Property Details

APN / Parcel Number

Primary APN	`2490-002-00001`
Alternative APN	`19359`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,456 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,500 sqft (0.425 acres)
Porch	Slab
Porch Area	164 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2490-002-00001
Street Address	814 MYRTLE ST
City	GAINESVILLE
State	TX
Zip	76240-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCAIN ADDN; BLOCK 2; LOT 1
Legal Subdivision	MCCAIN ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1014
Census Tract	500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 MYRTLE ST, GAINESVILLE, TX 76240-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 15, 2020	Vendor's Lien, Transfer · Conventional Mortgage MIDWEST MORTGAGE ASSOCIATES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	20203394
Deed Book / Page	2330 / 140
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	2330/140
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	814 MYRTLE ST, GAINESVILLE, TX 76240-3319
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 MYRTLE ST, GAINESVILLE, TX 76240-3319

Mortgage

Document Number	002609/647
Date	Oct 23, 2023
Book Page	2609/647
Instrument	2023-7079

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 15, 2020
Property Address	814 MYRTLE ST, GAINESVILLE, TX 76240-3319
Document Number	2330/140
Book / Page	2330 / 140
Map Reference	CAB B SL 78
Instrument Date	May 12, 2020
Instrument	2020-03394
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 MYRTLE ST, GAINESVILLE, TX 76240-3319

Mortgage

Document Number	202003395
Date	May 15, 2020
Instrument	2020-03395

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,255.00 (+6.4%)	$203,383 (-) Land $18,722 Building $184,661	$203,383 (-) Land $18,722 Building $184,661
2025	$3,999.00 (+10.41%) Additional exemption filed	$203,383 (+9.82%) Land $18,722 Building $184,661	$203,383 (+9.82%) Land $18,722 Building $184,661
2024	$3,622.00 (+9.86%)
2023		$185,201 Land $18,722 Building $166,479	$185,201 Land $18,722 Building $166,479
2022	$3,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	47 (1989–2020)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 26 claims Severe Storms, Tornadoes & Flooding, May 1990 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Nextlink.

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