814 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 814 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,076 sqft · built 1948
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2020)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-153-013`

Property Details

APN / Parcel Number

Primary APN	`06-23-153-013`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	8,580 sqft (0.197 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	814 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS 4TH ADDN (EXCEPT SOUTH 2 FT) LOT 10 BLOCK 10
Legal Subdivision	GROTE&WALDRONS 4TH ADDN
Legal Block	10
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 MORGAN ST, ELGIN, IL 60123-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	202016921
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	0000020262
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2020
Property Address	814 MORGAN ST, ELGIN, IL 60123-7314
Document Number	0000016921
Instrument Date	Mar 30, 2020
Instrument	16921
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 CONGDON AVE #18 ELGIN IL 601203102, 18, ELGIN, IL 60120-3102

Mortgage

Document Number	16922
Date	Apr 6, 2020
Instrument	16922

Lender

Name	MIDWEST CU
Type	Credit Union
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,260.00 (+15.81%) Homeowner's exemption	$76,948 (+8.57%) Land $18,999 Building $57,949	$230,936 (+8.57%) Land $57,020 Building $173,917
2024		$70,874 (+21.39%) Land $17,499 Building $53,375	$212,707 (+21.44%) Land $52,518 Building $160,189
2022	$4,542.00 (+4.8%) Homeowner's exemption	$58,383 (+6.96%) Land $14,415 Building $43,968	$175,149 (+6.96%) Land $43,245 Building $131,904
2021	$4,334.00 Homeowner's exemption	$54,584 Land $13,477 Building $41,107	$163,752 Land $40,431 Building $123,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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