814 Messer St, Rhinelander, WI 54501 Property Records

Oneida County property record for 814 Messer St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.152 acres (6,621 sqft)
Owner	Trust Name on File
Last Sale	$208,300 (Sep 2022)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RH 2789`

Property Details

APN / Parcel Number

Primary APN	`RH 2789`

Exterior

Lot Area	6,621 sqft (0.152 acres)

Location & Zoning

Street Address	814 MESSER ST
City	RHINELANDER
State	WI
Zip	54501-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 837347/802826 BOOM LAKE ADD LOT 10 BLK 1
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	BOOM LAKE ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	2
Census Block	2020
Census Tract	971500

Owner

814 Messer St is held in a trust since September 2022.

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1175 E CLIFF DR, SANTA CRUZ, CA 95062-3719
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 19, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	2022837347
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	814 MESSER ST, RHINELANDER, WI 54501-2340
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778614
Date	Dec 27, 2017
Instrument	778614

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	RHINELANDER, WI 54501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	814 MESSER ST, RHINELANDER, WI 54501-2340
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000815107
Date	Jan 4, 2021
Instrument	815107

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	814 MESSER ST, RHINELANDER, WI 54501-2340
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802084
Date	Jan 27, 2020
Instrument	802084

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	RHINELANDER, WI 54501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 14, 2022
Property Address	814 MESSER ST, RHINELANDER, WI 54501-2340
Document Number	0000837347
Instrument Date	Sep 8, 2022
Instrument	837347
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	229 S 3RD ST, EAGLE RIVER, WI 54521
Investor	Possibly a Property Investor

Mortgage

Document Number	0000837348
Date	Sep 14, 2022
Instrument	837348

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Feb 19, 2020
Property Address	814 MESSER ST, RHINELANDER, WI 54501-2340
Document Number	0000802826
Instrument Date	Feb 19, 2020
Instrument	802826
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802827
Date	Feb 19, 2020
Instrument	802827

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 814 Messer St was $2,513.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00	$91,300 Land $7,700 Building $83,600	$154,832 Land $13,058 Building $141,774
2023	$2,153.00	$91,300 Land $7,700 Building $83,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 814 Messer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 Messer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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