Mecosta County property record for 814 Mechanic St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2000 |
| Lot Size | 1.04 acres (45,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $108,000 (Nov 2016) |
| Tax Bill | $1,824 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-11-203-003 |
| Primary APN | 17-11-203-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 45,433 sqft (1.04 acres) |
| Lot Dimensions | 339 ft deep x 134 ft wide |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 278 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 814 MECHANIC ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000814 MECHANIC STREET: LOUDON'S ADDITION -- BLK 6, LOT 1 EXC THE E 200 FT THRF. ALSO THE N'LY 8' OF VAC ALLEY ADJAC |
| Legal Subdivision | LOUDON'S ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960500 |
Source: Mecosta County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 814 MECHANIC ST, BIG RAPIDS, MI 49307-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Balloon Mortgage CREDIT UNION COMMUNITY CREDIT UNION |
| Jun 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on Record |
| Deed Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 20168328 |
| Deed Book / Page | 870 / 1309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 24, 2026 |
| Property Address | 814 MECHANIC ST, BIG RAPIDS, MI 49307-1238 |
| Document Number | 0000004526 |
| Book / Page | 941 / 2858 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20264526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 814 MECHANIC ST, BIG RAPIDS, MI 49307-1238 |
| Document Number | 0000004526, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 941/2858 |
| Instrument | 20264526 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 1, 2031 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.36% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 14, 2022 |
| Property Address | 814 MECHANIC ST, BIG RAPIDS, MI 49307-1238 |
| Document Number | 00919/1913 |
| Book / Page | 919 / 1913 |
| Instrument Date | May 27, 2022 |
| Instrument | 202200004974 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 MECHANIC ST, BIG RAPIDS, MI 49307-1238 |
| Document Number | 202200004975 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 202200004975 |
| Name | COMMUNITY FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2027 |
Source: Mecosta County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,100 (+14.94%) | $166,200 (+14.94%) | |
| 2024 | $1,824.00 | ||
| 2023 | $72,300 | $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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