814 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 814 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 1937
Lot Size	0.262 acres (11,395 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2022)
Tax Bill	$8,105 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-20-443-003`

Property Details

APN / Parcel Number

Primary APN	`22-20-443-003`
Alternative APN	`22-20-443-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,823 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,395 sqft (0.262 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	814 MCCARTHY RD
City	LEMONT
State	IL
Zip	60439-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COUNTY)(CLERKS) DIVN OF LT16 IN COUNTY CLERKS DIVN O F UNSUB LANDS STREETS NOT INCLUDED IN AREAS SEC 20-37-11
Legal Range	11E
Legal Township	37N
Legal Section	20
Legal Subdivision	COUNTY CLERKS DIVN OF LT16 IN COUNTY
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1005
Census Tract	824003

Owner

814 McCarthy Rd is owned by two individuals who bought it in September 2022.

Source: Cook County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 S HERMITAGE AVE, CHICAGO, IL 60609-1217
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Deed Document Number	202233003
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 16, 2026
Property Address	814 MCCARTHY RD, LEMONT, IL 60439-4045
Document Number	0000002397
Instrument Date	Jun 29, 2026
Instrument	20262397
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 MCCARTHY RD, LEMONT, IL 60439-4045

Mortgage

Document Number	0000002397,
Date	Jul 16, 2026
Instrument	20262397

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 30, 2022
Property Address	814 MCCARTHY RD, LEMONT, IL 60439-4045
Document Number	0027333003
Map Reference	DOC 3080687
Instrument Date	Sep 23, 2022
Instrument	2227333003
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	814 MCCARTHY RD, LEMONT, IL 60439-4045

Mortgage

Document Number	0027333004
Date	Sep 30, 2022
Instrument	2227333004

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate	5.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	814 MCCARTHY RD, LEMONT, IL 60439-4045
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002945071
Date	Jan 29, 2021
Instrument	2102945071

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,476 Land $7,122 Building $30,354	$374,760 Land $71,220 Building $303,540
2023	$8,105.00 (+143.17%)
2022	$3,333.00 Homeowner's exemption Senior Citizen's exemption	$24,874 Land $6,267 Building $18,607	$248,740 Land $62,670 Building $186,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 814 McCarthy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 814 McCarthy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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