St. Louis County property record for 814 Laredo Ave, Saint Louis, MO 63138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.222 acres (9,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,713 (Sep 2025) |
| Tax Bill | $2,483 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08D-21-0643 |
| Primary APN | 08D-21-0643 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Game Room | Game Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,657 sqft (0.222 acres) |
| Lot Dimensions | 86 ft deep x 63 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 814 LAREDO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63138-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LARIMORE PLAZA NO 2 LOT 19 |
| Legal Subdivision | LARIMORE PLAZA NO 2 |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | ST. FERDINAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210102 |
814 Laredo Ave is owned and occupied by two individuals who bought it in September 2025.
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 LAREDO AVE, SAINT LOUIS, MO 63138-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · FHA Mortgage STIFEL BANK & TRUST |
| Feb 2, 2023 | Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Feb 2, 2023 · Amount on File |
| Deed Document Number | 2025349 |
| Prior Transfer Date | Jul 12, 2001 |
| Prior Transfer Doc | 0000000592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 25, 2025 |
| Property Address | 814 LAREDO AVE, SAINT LOUIS, MO 63138-3635 |
| Document Number | 2025092500349 |
| Map Reference | MB 135 PG 28 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025092500349 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2245 MIDDLE RIVER RD # RD203, RD203, SAINT LOUIS, MO 63136-5169 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 814 LAREDO AVE, SAINT LOUIS, MO 63138-3635 |
| Document Number | 2025092500350 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025092500350 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 2025092500351 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025092500351 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 2, 2023 |
| Property Address | 814 LAREDO AVE, SAINT LOUIS, MO 63138-3635 |
| Document Number | 2023020200511 |
| Map Reference | MB 135 PG 28 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023020200511 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 LAREDO AVE, SAINT LOUIS, MO 63138-3635 |
| Document Number | 2023020200512 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023020200512 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,000 (-) Land $3,330 Building $25,670 | $152,600 (-) Land $17,500 Building $135,100 | |
| 2025 | $2,483.00 (+0.04%) | $29,000 (+10.73%) Land $3,330 Building $25,670 | $152,600 (+10.74%) Land $17,500 Building $135,100 |
| 2024 | $2,482.00 (+2.52%) | $26,190 (-) Land $3,330 Building $22,860 | |
| 2023 | $2,421.00 (+21.05%) | $26,190 (+36.48%) Land $3,330 Building $22,860 | $137,800 (+36.44%) Land $17,500 Building $120,300 |
| 2022 | $2,000.00 | $19,190 Land $1,650 Building $17,540 | |
| 2021 | $101,000 Land $8,700 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 814 Laredo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 814 Laredo Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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