814 Kroger Dr, Upper Sandusky, OH 43351 Property Records

Wyandot County property record for 814 Kroger Dr, Upper Sandusky, OH 43351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1973
Lot Size	0.257 acres (11,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Sep 2005)
Tax Bill	$858 (2025)
Deeds & Mortgages	Sep 2007 Mortgage Sep 2011 Mortgage + 2 more
APN	`06-160010.0000`

Property Details

APN / Parcel Number

Primary APN	`06-160010.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,197 sqft (0.257 acres)
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 KROGER DR
City	UPPER SANDUSKY
State	OH
Zip	43351-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S076 GAMBER SD NO4 LOT1
Legal Subdivision	GAMBERS FOURTH SUBDIVISION
Legal Lot Number	1
Jurisdiction	WYANDOT OH
Township / Civil Division	CRANE
Census Block Group	1
Census Block	1039
Census Tract	938300

Owner

Source: Wyandot County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2007	Deed of Trust, Mortgage · ARM FIRST CITIZENS NATIONAL BANK
Sep 2, 2011	Deed of Trust, Mortgage · ARM THE FIRST CITIZENS NATIONAL BANK
Nov 6, 2007	Intrafamily Transfer, Transfer
Sep 12, 2005	Warranty Deed, Transfer · ARM MERITAGE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2005 · Amount on Record
Deed Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	200525271
Deed Book / Page	151 / 665
Last Transfer Date	Nov 5, 2007
Transfer Doc	00190/1447
Record Updated	Jun 8, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYANDOT OH
Property Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00189/0766
Date	Sep 25, 2007
Book Page	189/0766
Instrument	200700034676

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	UPPER SANDUSKY, OH 43351

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2037

Interest

Rate Type	Adjustable Rate
Rate	9%
Type Change Date	Sep 19, 2012
Change Frequency	5 Years
Min Rate At Change	5%
Index	5-Year CMT
Max Rate	15%

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYANDOT OH
Property Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00211/1484
Date	Sep 2, 2011
Book Page	211/1484
Instrument	201100047614

Lender

Name	THE FIRST CITIZENS NATIONAL BANK
Address	UPPER SANDUSKY, OH 43351

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 26, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 26, 2014
Change Frequency	3 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	3-Year CMT
Margin	2

November 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WYANDOT OH
Recording Date	Nov 6, 2007
Property Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914
Document Number	00190/1447
Book / Page	190 / 1447
Map Reference	MB4 PG10
Instrument Date	Nov 5, 2007
Instrument	200700035080
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYANDOT OH
Recording Date	Sep 12, 2005
Property Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914
Document Number	00151/0665
Book / Page	151 / 0665
Map Reference	MB4 PG10
Instrument Date	Sep 9, 2005
Instrument	200500025271
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 KROGER DR, UPPER SANDUSKY, OH 43351-8914

Mortgage

Document Number	00151/0667
Date	Sep 12, 2005
Book Page	151/0667
Instrument	200500025272

Lender

Name	MERITAGE MORTGAGE CORP
Type	Subprime Lender
Address	LAKE OSWEGO, OR 97035

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.69%
Type Change Date	Oct 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.69%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	14.6%

Tax Assessment & Valuation

Source: Wyandot County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Wyandot County
County Subdivision	Crane Township
Municipality	Upper Sandusky City
Unified School District	Upper Sandusky Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (+19.33%) Homeowner's exemption	$38,670 (+21.72%) Land $5,310 Building $33,360	$110,480 (+21.71%) Land $15,170 Building $95,310
2023	$719.00 (-1.78%)	$31,770 (+28.47%) Land $4,490 Building $27,280	$90,770 (+28.46%) Land $12,830 Building $77,940
2022	$732.00	$24,730 Land $3,650 Building $21,080	$70,660 Land $10,430 Building $60,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SANDUSKY CITY serves 6,698 people · EPA ID OH8800511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Sycamore Telephone.

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