814 Ford Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 814 Ford Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,718 sqft · built 2009
Lot Size	10.3 acres (451,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2025)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022080 01217`

Property Details

APN / Parcel Number

Primary APN	`022080 01217`
Alternative APN	`080 01217`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,718 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	2,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	451,282 sqft (10.3 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	880 sqft
Utility Building	434 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	814 FORD RD
City	WHITE BLUFF
State	TN
Zip	37187-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2022
Census Tract	60300

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 FORD RD, WHITE BLUFF, TN 37187-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Jan 28, 2019	Deed of Trust, Mortgage TRISTAR BK
Apr 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TRISTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Apr 20, 1993
Deed Document Number	2025371916
Deed Book / Page	1585 / 1051
Prior Transfer Date	Apr 23, 2020
Prior Transfer Doc	00V1435293
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	814 FORD RD, WHITE BLUFF, TN 37187-4002
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00V1516568
Date	Jun 17, 2021
Book Page	V1516/568
Instrument	328906

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DICKSON TN
Recording Date	May 1, 2020
Property Address	814 FORD RD, WHITE BLUFF, TN 37187-4002
Document Number	V1435293
Book / Page	V1435 / 293
Instrument Date	Apr 23, 2020
Instrument	311987
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 FORD RD, WHITE BLUFF, TN 37187-4002

Mortgage

Document Number	311988
Date	May 1, 2020
Instrument	311988

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	814 FORD RD, WHITE BLUFF, TN 37187-4002
Document Number	V1389460
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 FORD RD WHITE BLUFF TN 371874002, WHITE BLUFF, TN 37187-4002

Mortgage

Document Number	V1389460
Date	Jul 18, 2019
Book Page	001389/000460
Instrument	301575

Lender

Name	TRISTAR BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Amount	Amount Recorded

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DICKSON TN
Recording Date	Apr 20, 2018
Property Address	814 FORD RD, WHITE BLUFF, TN 37187-4002
Book / Page	001333 / 000220
Instrument Date	Apr 6, 2018
Instrument	287204
Transaction Type	Construction Loan
Record Updated	Apr 24, 2018
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	814 FORD RD WHITE BLUFF TN 371874002, WHITE BLUFF, TN 37187-4002

Mortgage

Document Number	V1333220
Date	Apr 20, 2018
Book Page	001333/000220
Instrument	287204

Lender

Name	TRISTAR BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00	$175,125 Land $35,650 Building $139,475
2024			$700,500 Land $142,600 Building $557,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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