York County property record for 814 Flatwater Ct, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,689 sqft · built 2021 |
| Lot Size | 0.16 acres (6,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jan 2021) |
| Tax Bill | $5,106 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-30-01-420 |
| Primary APN | 020-30-01-420 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,689 sqft Living Area |
| Gross Area | 4,427 sqft |
| 1st Floor Area | 1,817 sqft |
| 2nd Floor Area | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 6,981 sqft (0.16 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 156 sqft |
| Street Address | 814 FLATWATER CT |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-0250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 213 MASONS BEND PH 3A MAP 2 |
| Legal Subdivision | MASONS BEND |
| Legal Lot Number | 213 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 61004 |
Source: York County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAY BANK TRUST COMPANY |
| Apr 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 19, 2021 | Correction Deed |
| Jan 22, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 20213987 |
| Deed Book / Page | 18937 / 148 |
| Last Transfer Date | Mar 17, 2021 |
| Transfer Doc | 1909900217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 4, 2026 |
| Property Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Document Number | 0000027857 |
| Book / Page | 22741 / 173 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202627857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Document Number | 0000027857, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 22741/173 |
| Instrument | 202627857 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Document Number | 2186600169 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 21866/169 |
| Instrument | 2025012635 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Mar 19, 2021 |
| Property Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Document Number | 1909900217 |
| Book / Page | 19099 / 217 |
| Map Reference | MB 160 PG 94&95 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021015886 |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 22, 2021 |
| Property Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Document Number | 1893700148 |
| Book / Page | 18937 / 148 |
| Map Reference | MB 160 PG 94&95 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021003987 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 814 FLATWATER CT, FORT MILL, SC 29708-0250 |
| Investor | Possibly a Property Investor |
| Document Number | 2021003988 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021003988 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Fort Mill Town |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,106.00 (+16.2%) | $21,226 (+15%) Land $3,818 Building $17,408 | $750,500 (+62.64%) Land $135,000 Building $615,500 |
| 2023 | $4,394.00 | $18,458 Land $4,000 Building $14,458 | $461,441 Land $100,000 Building $361,441 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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