814 E Lincoln St, Bloomington, IL 61701 Property Records

McLean County property record for 814 E Lincoln St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,112 sqft · built 1995
Lot Size	0.178 acres (7,746 sqft)
Owner	Company Name on Record
Last Sale	$188,833 (Jan 2023)
Tax Bill	$4,928 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-284-017`

Property Details

APN / Parcel Number

Primary APN	`21-09-284-017`
Alternative APN	`2109284013`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,746 sqft (0.178 acres)
Lot Dimensions	53 ft deep x 163 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	814 E LINCOLN ST
City	BLOOMINGTON
State	IL
Zip	61701-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE W PARKES ADDN LOT 18 BLK 4 (EX PT FOR ROAD AS IN 95/8414)
Legal Subdivision	GEORGE W PARKES ADD
Legal Block	4
Legal Lot Number	18
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3016
Census Tract	5900

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS EQUITY FCU
Nov 24, 2025	Quit Claim Deed, Transfer · Non-Conforming Investor Loan CITIZENS EQUITY FIRST CU
Jan 24, 2023	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	20231004
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000016897
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E LINCOLN ST, BLOOMINGTON, IL 61701-6842

Mortgage

Document Number	202000022336
Date	Oct 21, 2020
Instrument	2020-00022336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Term	302 Months
Due	Dec 1, 2045

Interest

Change Frequency	6 Months
Index	3-Year CMT

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E LINCOLN ST 816, 816, BLOOMINGTON, IL 61701-6842

Mortgage

Document Number	202300014705
Date	Oct 24, 2023
Instrument	2023-00014705

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1716 R T DUNN DR, BLOOMINGTON, IL 61701-8730

Mortgage

Document Number	202500016900
Date	Nov 24, 2025
Instrument	2025-00016900

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 24, 2025
Property Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Document Number	202500016897
Map Reference	DOC 95-8414
Instrument Date	Nov 6, 2025
Instrument	2025-00016897
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E LINCOLN ST # 816, 816, BLOOMINGTON, IL 61701-6842

Mortgage

Document Number	202500016898
Date	Nov 24, 2025
Instrument	2025-00016898

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 24, 2023
Property Address	814 E LINCOLN ST, BLOOMINGTON, IL 61701-6842
Document Number	202300001004
Map Reference	DOC 95-8414
Instrument Date	Dec 21, 2022
Instrument	2023-00001004
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E LINCOLN ST, BLOOMINGTON, IL 61701-6842

Mortgage

Document Number	202300001005
Date	Jan 24, 2023
Instrument	2023-00001005

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,194 (+8.91%) Land $4,854 Building $61,340	$198,582 (+8.91%) Land $14,562 Building $184,020
2024	$4,928.00 (+0.26%)	$60,780 (+3.34%) Land $4,457 Building $56,323	$182,340 (+3.34%) Land $13,371 Building $168,969
2023	$4,915.00 (+80.7%)	$58,816 (+25.2%) Land $4,313 Building $54,503	$176,448 (+25.2%) Land $12,939 Building $163,509
2022	$2,720.00	$46,979 Land $3,445 Building $43,534	$140,937 Land $10,335 Building $130,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile, Watch TV.

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