Cleveland County property record for 814 E Frank St, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1938 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,500 (Nov 2024) |
| Tax Bill | $1,250 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage May 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29CLOS2 1 16001 |
| Primary APN | NC29CLOS2 1 16001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 29930 |
|---|---|
| Old Parcel Number | 29930 |
| Street Address | 814 E FRANK ST |
| City | NORMAN |
| State | OK |
| Zip | 73071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLLEYS 2 LOT 16 AND W19' LOT 15 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Quarter | NW |
| Legal Subdivision | COLLEY'S 2 |
| Legal Block | 1 |
| Legal Lot Number | 15,16 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 200200 |
Source: Cleveland County records · APN NC29CLOS2 1 16001
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 240 NW 55TH ST, BLANCHARD, OK 73010-7046 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2024 | Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK |
| May 26, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FRONTIER ST BK |
| Apr 23, 2020 | Deed of Trust, Mortgage FRONTIER ST BK |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER ST BK |
| Nov 26, 2019 | Warranty Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Document Number | R 2024 32418 |
| Deed Book / Page | 6739 / 377 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Nov 27, 2024 |
| Property Address | 814 E FRANK ST, NORMAN, OK 73071 |
| Document Number | R202432418 |
| Book / Page | 6739 / 377 |
| Instrument Date | Nov 26, 2024 |
| Instrument | R 2024 32418 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 240 NW 55TH ST, BLANCHARD, OK 73010-7046 |
| Document Number | R202432419 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | R 2024 32419 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 08, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 26, 2020 |
| Property Address | 814 E FRANK ST, NORMAN, OK 73071-6061 |
| Document Number | 0000015960 |
| Book / Page | 006060 / 000978 |
| Instrument Date | May 20, 2020 |
| Instrument | 15960 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3947 WARWICK DR NORMAN OK 730723232, NORMAN, OK 73072-3232 |
| Document Number | 0000015960 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 006060/000978 |
| Instrument | 15960 |
| Name | FRONTIER ST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73143 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 25, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 814 E FRANK ST, NORMAN, OK 73071-6061 |
| Document Number | 0000012990 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 814 E FRANK ST NORMAN OK 730716061, NORMAN, OK 73071-6061 |
| Document Number | 0000012990 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 006050/000231 |
| Instrument | 12990 |
| Name | FRONTIER ST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73143 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 03, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Nov 27, 2019 |
| Property Address | 814 E FRANK ST, NORMAN, OK 73071-6061 |
| Document Number | 0000038143 |
| Book / Page | 005995 / 000827 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 38143 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 814 E FRANK ST #816 NORMAN OK 730716061, 816, NORMAN, OK 73071-6061 |
| Document Number | 38144 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 005995/000828 |
| Instrument | 38144 |
| Name | FRONTIER ST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 26, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Nov 26, 2019 |
| Property Address | 814 E FRANK ST, NORMAN, OK 73071-6061 |
| Document Number | 0000037929 |
| Book / Page | 005994 / 001109 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 37929 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 5676 NORMAN OK 730705676, NORMAN, OK 73070-5676 |
| Investor | Possibly a Property Investor |
Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 (+71.47%) | $10,415 (+71.36%) Land $4,443 Building $5,972 | $86,793 (+71.34%) Land $37,026 Building $49,767 |
| 2023 | $729.00 | $6,078 Land $1,440 Building $4,638 | $50,655 Land $12,000 Building $38,655 |
Source: FEMA National Flood Hazard Layer as of February 20, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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