814 E Edison Ave, Des Moines, IA 50315 Property Records

Polk County property record for 814 E Edison Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 686 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2026)
Tax Bill	$1,258 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`7824-10-456-012`

Property Details

APN / Parcel Number

Primary APN	`7824-10-456-012`
Alternative APNs	`020/00793-001-000` `020/32410-456-024` `782410456024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	686 sqft Living Area
Gross Area	758 sqft
1st Floor Area	686 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	484 sqft
Porch	Enclosed Porch
Porch Area	72 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	814 E EDISON AVE
City	DES MOINES
State	IA
Zip	50315-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 27 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	SECOND PLAT OF CLIFTON HEIGHTS
Legal Block	27
Legal Lot Number	24
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1022
Census Tract	4200

Owner

Source: Polk County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 E EDISON AVE, DES MOINES, IA 50315-1429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit RACCOON VALLEY BANK
May 7, 2026	Warranty Deed · Conventional Mortgage VERIDIAN CREDIT UNION
Apr 23, 2025	Warranty Deed, Transfer
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Apr 23, 2025 · Amount on Record
Deed Document Number	202626463
Deed Book / Page	20510 / 978
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	814 E EDISON AVE, DES MOINES, IA 50315-1429
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057771
Date	Sep 29, 2025
Book Page	20283/14
Instrument	2025-00057771

Lender

Name	RACCOON VALLEY BANK
Type	Bank
Address	PO BOX 800, GRIMES, IA 50111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2026
Property Address	814 E EDISON AVE, DES MOINES, IA 50315-1429
Document Number	0000026463
Book / Page	20510 / 978
Instrument Date	Apr 28, 2026
Instrument	2026.26463
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,671.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	814 E EDISON AVE, DES MOINES, IA 50315-1429

Mortgage

Document Number	0000026464,
Date	May 7, 2026
Book Page	20510/980
Instrument	2026.26464

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 23, 2025
Property Address	814 E EDISON AVE, DES MOINES, IA 50315-1429
Document Number	0000021907
Book / Page	20112 / 380
Instrument Date	Mar 24, 2025
Instrument	2025-00021907
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount Recorded
Tax	$50.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 GRAND AVE, DES MOINES, IA 50312-1414

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	814 E EDISON AVE, DES MOINES, IA 50315-1429
Document Number	0000044297
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	814 E EDISON AVE DES MOINES IA 503151429, DES MOINES, IA 50315-1429

Mortgage

Document Number	0000044297
Date	Oct 20, 2020
Book Page	018136/000852
Instrument	44297

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,800 (-86.99%) Land $11,800	$11,800 (-86.99%) Land $11,800
2024	$1,258.00 (+21.66%)
2023	$1,034.00 (-40.71%)	$90,700 Land $24,200 Building $66,500	$90,700 Land $24,200 Building $66,500
2020	$1,744.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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