Hillsborough County property record for 814 Cape Cod Cir, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,243 sqft · built 1999 |
| Lot Size | 0.133 acres (5,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Nov 2021) |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086308-8064 |
| Primary APN | 086308-8064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| Gross Area | 1,737 sqft |
| 1st Floor Area | 1,243 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,812 sqft (0.133 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 363 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0863088064 |
|---|---|
| Street Address | 814 CAPE COD CIR |
| City | VALRICO |
| State | FL |
| Zip | 33594-4384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COPPER RIDGE TRACT D LOT 32 BLOCK A |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | COPPER RIDGE TRACT D |
| Legal Tract | D |
| Legal Block | A |
| Legal Lot Number | 32 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13205 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 9, 2021 | Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on Record |
| Deed Sale | Nov 9, 2021 · Amount on Record |
| Prior Sale | Mar 9, 2005 · Amount on Record |
| Deed Document Number | 2021570958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Document Number | 0000349493 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026349493 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Document Number | 0000349493, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026349493 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Document Number | 0000129194 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024129194 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 814 CAPE COD CIR, VALRICO, FL 33594-4384 |
| Document Number | 2021570958 |
| Map Reference | MB 84 PG 11 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021570958 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5914 BEACON HILL PL, 5914, CAPITOL HEIGHTS, MD 20743-4216 |
| Name | Verified Name |
|---|---|
| Address | 3216 N 50TH ST # A, A, TAMPA, FL 33619-2324 |
| Document Number | 2021570959 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021570959 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,626 (+0.6%) Land $66,990 Building $183,636 | $250,626 (-4.58%) Land $66,990 Building $183,636 | |
| 2025 | $4,495.00 (+11.57%) Homeowner's exemption | $249,130 (+5.99%) | $262,649 (+11.74%) Land $66,990 Building $195,659 |
| 2023 | $4,029.00 (+3.68%) Homeowner's exemption | $235,057 (+1.93%) Land $60,900 Building $174,157 | $235,057 (+1.93%) Land $60,900 Building $174,157 |
| 2022 | $3,886.00 Homeowner's exemption | $230,600 Land $60,900 Building $169,700 | $230,600 Land $60,900 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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