Kane County property record for 814 Brook St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1924 |
| Square Footage | 2,838 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2019) |
| Tax Bill | $10,928.00 (2025) |
| Primary APN | 06-11-283-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,838 sqft Living Area |
| Gross Area | 4,257 sqft Gross Area |
| Basement Area | 1,419 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 147 ft x 50 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 814 BROOK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2955 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DAVID C COOKS ADDN LOT 33 & THE S 1/2 OF LOT 31 BLOCK 2 |
| Legal Subdivision | DAVID C COOKS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 33,31 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-11-283-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 BROOK ST, ELGIN, IL 60120-2955 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage STEARNS LNDG |
| Jun 06, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2003 · Amount on Record |
| Deed Doc Number | 201923287 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 814 BROOK ST, ELGIN, IL 60120-2955 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067952 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021K067952 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jun 01, 2050 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 814 BROOK ST, ELGIN, IL 60120-2955 |
| Document Number | 0000031354 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 814 BROOK ST ELGIN IL 601202955, ELGIN, IL 60120-2955 |
| Document Number | 0000031354 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 31354 |
| Name | STEARNS LNDG |
|---|---|
| Address | LEWISVILLE, TX 75057 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 06, 2019 |
| Property Address | 814 BROOK ST, ELGIN, IL 60120-2955 |
| Document Number | 0000023287 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019K023287 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 814 BROOK ST, ELGIN, IL 60120-2955 |
| Document Number | 0000023290 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019K023290 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,928.00 (+15.89%) Homeowner's exemption | ||
| 2024 | $139,306 (+21.39%) Land $16,723 Building $122,583 | $418,085 (+21.44%) Land $50,189 Building $367,896 | |
| 2022 | $9,430.00 (+4.36%) Homeowner's exemption | $114,755 (+6.96%) Land $13,776 Building $100,979 | $344,265 (+6.96%) Land $41,328 Building $302,937 |
| 2021 | $9,036.00 Homeowner's exemption | $107,288 Land $12,880 Building $94,408 | $321,864 Land $38,640 Building $283,224 |
814 Brook St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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