Monroe County property record for 814 Blue Heron Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1981 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $654,000 (Apr 2020) |
| Tax Bill | $6,980 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00546620-000000 |
| Primary APN | 00546620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.162 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,257 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 606 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1670111 |
|---|---|
| Old Parcel Number | 22613900546620000000 |
| Street Address | 814 BLUE HERON LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 1 AMD PLAT OF WINSTON WATERWAYS PB4-144 OR297-77 OR725-787/788 OR811-335 OR1268-1940 OR1392-412/13 OR1392-412/13 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATER WAYS AMD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
814 Blue Heron Ln is owned and occupied by an individual who bought it in April 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 814 BLUE HERON LN, KEY LARGO, FL 33037-4640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on File |
| Deed Sale | Apr 17, 2020 · Amount on File |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 2263359 |
| Deed Book / Page | 3018 / 1053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 814 BLUE HERON LN, KEY LARGO, FL 33037-4640 |
| Document Number | 0030181053 |
| Book / Page | 3018 / 1053 |
| Map Reference | MB 4 PG 144 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 2263359 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEYS TITLE AND TR LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,578.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8200 SW 102ND ST, 8200, MIAMI, FL 33156-2527 |
| Name | Verified Name |
|---|---|
| Address | 7941 SW 57TH CT, SOUTH MIAMI, FL 33143-5501 |
| Investor | Possibly a Property Investor |
| Document Number | 0030181055 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 3018/1055 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 814 BLUE HERON LN, KEY LARGO, FL 33037-4640 |
| Document Number | 0029182441 |
| Book / Page | 2918 / 2441 |
| Map Reference | MB4 PG144 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2179557 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7332 N BUCKLEY DR, 7332, HAYWARD, WI 54843-4124 |
| Name | Verified Name |
|---|---|
| Address | 8200 SW 102ND ST, MIAMI, FL 33156-2527 |
| Document Number | 0002179558 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2179558 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $903,366 Land $633,604 Building $269,762 | $903,366 Land $633,604 Building $269,762 | |
| 2024 | $6,980.00 (+5.34%) | ||
| 2023 | $6,626.00 (+16.02%) | $871,470 (+21.08%) Land $604,334 Building $267,136 | $871,470 (+21.08%) Land $604,334 Building $267,136 |
| 2022 | $5,711.00 | $719,745 Land $449,377 Building $270,368 | $719,745 Land $449,377 Building $270,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 814 Blue Heron Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 814 Blue Heron Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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