814 3rd Ave NE, Independence, IA 50644 Property Records

Buchanan County property record for 814 3rd Ave NE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,240 sqft · built 1925
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Nov 2014)
Tax Bill$984 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0634268001

Property Details

APN / Parcel Number

Primary APN0634268001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleA-Frame
Exterior MaterialOther
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Garage Area576 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address814 3RD AVE NE
CityINDEPENDENCE
StateIA
Zip50644-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNION LOT 10 BLK 28
Legal SubdivisionUNION
Legal Block28
Legal Lot Number10
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1053
Census Tract950500

Owner

814 3rd Ave NE is owned and occupied by an individual who bought it in November 2014.

Source: Buchanan County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address814 3RD AVE NE, INDEPENDENCE, IA 50644-1312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2014 · Amount on File
Deed SaleNov 24, 2014 · Amount on File
Deed Document Number20143063
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address814 3RD AVE NE, INDEPENDENCE, IA 50644-1312
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01293
DateMay 18, 2023
Instrument2023R01293
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 814 3rd Ave NE was $984 with a homeowner's exemption.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$984.00 Homeowner's exemption$63,530 Land $11,070 Building $52,460$63,530 Land $11,070 Building $52,460
2023$742.00 Homeowner's exemption$56,400 Land $9,880 Building $46,520$56,400 Land $9,880 Building $46,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 814 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 132 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims132 (1979–2018)
Claims Outside the SFHA10 of 132
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims
  • Severe Storms & Flooding, Aug 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 814 3rd Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 3rd Ave NE

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