814 2nd Ave, Brunswick, MD 21716 Property Records

Frederick County property record for 814 2nd Ave, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,624 sqft · built 1965
Lot Size	0.377 acres (16,428 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (May 2026)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Jul 2024 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-464095`

Property Details

APN / Parcel Number

Primary APN	`25-464095`
Alternative APN	`464095`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,428 sqft (0.377 acres)
Lot Dimensions	148 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	464095
Street Address	814 2ND AVE
City	BRUNSWICK
State	MD
Zip	21716-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2, 111 X 148 814 2ND AVE. BRUNSWICK
Legal Subdivision	BRUNSWICK
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	2
Census Block	2001
Census Tract	775400

Owner

814 2nd Ave is owned by two individuals who bought it in May 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6203 MARGARITA WAY, FREDERICK, MD 21703-2894
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 19, 2026	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION (NC)
Mar 5, 2024
Aug 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Mar 1, 2016 · Amount on File
Deed Book / Page	17866 / 487
Prior Transfer Date	Mar 1, 2024
Prior Transfer Doc	0167820436
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	814 2ND AVE, BRUNSWICK, MD 21716-1437
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 2ND AVE, BRUNSWICK, MD 21716-1437

Mortgage

Document Number	0169280051
Date	Jul 1, 2024
Book Page	16928/51

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 19, 2026
Property Address	814 2ND AVE, BRUNSWICK, MD 21716-1437
Document Number	1786000487
Book / Page	17866 / 487
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	ECU TITLE, SECU TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6203 MARGARITA WAY, FREDERICK, MD 21703-2894

Mortgage

Document Number	1786000494,
Date	May 19, 2026
Book Page	17866/494

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024:

Jurisdiction	FREDERICK MD
Recording Date	Mar 5, 2024
Property Address	814 2ND AVE, BRUNSWICK, MD 21716-1437
Document Number	0167820436
Book / Page	16782 / 436
Map Reference	MB 5 PL 27
Instrument Date	Mar 1, 2024
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	814 2ND AVE, BRUNSWICK, MD 21716-1437

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 13, 2020
Property Address	814 2ND AVE, BRUNSWICK, MD 21716-1437
Document Number	0139770429
Book / Page	13977 / 429
Map Reference	MB 5 PL 27
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	814 2ND AVE, BRUNSWICK, MD 21716-1437

Mortgage

Document Number	13977436
Date	Aug 13, 2020
Instrument	13977/436

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 814 2nd Ave was $4,605, up 7.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,600 (+8.06%)	$391,800 (-) Land $111,500 Building $280,300
2025	$4,605.00 (+7.59%) Homeowner's exemption	$337,400	$391,800 Land $111,500 Building $280,300
2024	$4,280.00 (+6.65%)
2023	$4,013.00 Homeowner's exemption	$301,800	$310,200 Land $93,200 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 814 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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