8138 Stevens Mill Rd, Matthews, NC 28104 Property Records

Union County property record for 8138 Stevens Mill Rd, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,675 sqft · built 1996
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2006)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-321-164`

Property Details

APN / Parcel Number

Primary APN	`08-321-164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	510 sqft
Patio Area	510 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8138 STEVENS MILL RD
City	MATTHEWS
State	NC
Zip	28104-0620
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#90 STEVENS MILL PH2 OPCD997
Legal Subdivision	STEVENS MILL
Legal Lot Number	90
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2006
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8138 STEVENS MILL RD, MATTHEWS, NC 28104-0620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 3, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2006 · Amount on Record
Deed Sale	Aug 21, 2006 · Amount on Record
Prior Sale	Jan 26, 2001 · Amount on Record
Deed Document Number	200638041
Deed Book / Page	4272 / 494
Last Transfer Date	Oct 13, 2020
Transfer Doc	7855537
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8138 STEVENS MILL RD, MATTHEWS, NC 28104-0620
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008505818
Date	Jun 21, 2022
Book Page	8505/818
Instrument	22119

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8138 STEVENS MILL RD, MATTHEWS, NC 28104-0620
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 STEVENS MILL RD, MATTHEWS, NC 28104-0620

Mortgage

Document Number	0000089335
Date	Jul 3, 2024
Book Page	8933/5
Instrument	15464

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8138 STEVENS MILL RD, MATTHEWS, NC 28104-0620
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, MAMMOTH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008081632
Date	Apr 28, 2021
Book Page	8081/632
Instrument	20065

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,900 (-) Land $84,200 Building $350,700	$434,900 (-) Land $84,200 Building $350,700
2025	$2,963.00 (+21.68%)	$434,900 (+50.22%) Land $84,200 Building $350,700	$434,900 (+50.22%) Land $84,200 Building $350,700
2023	$2,435.00	$289,500 Land $58,000 Building $231,500	$289,500 Land $58,000 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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