8138 Pompano St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8138 Pompano St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,186 sqft · built 1994
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Aug 2017)
Tax Bill	$2,630 (2024)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-2S-26-5770-00300-0090`

Property Details

APN / Parcel Number

Primary APN	`20-2S-26-5770-00300-0090`
Alternative APN	`S262205770003000090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	3,133 sqft
1st Floor Area	2,186 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	434 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8138 POMPANO ST
City	NAVARRE
State	FL
Zip	32566-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-HON
Legal Description	WEST NAVARRE LOT 9 BLK 3 AS DES IN OR 1364 PG 286 & OR 3843 PG 1539 (ODH) & IN OR 3848 PG 177 & IN OR 4021 PG 890
Legal Range	26W
Legal Township	2S
Legal Section	20
Legal Subdivision	WEST NAVARRE
Legal Block	3
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1043
Census Tract	10825

Owner

8138 Pompano St is owner-occupied and held in a trust since October 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	8138 POMPANO ST, NAVARRE, FL 32566-7512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	3651 / 1536
Last Transfer Date	Oct 28, 2020
Transfer Doc	0040210890
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8138 POMPANO ST, NAVARRE, FL 32566-7512
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045801577
Date	Jan 24, 2025
Book Page	4580/1577
Instrument	202502855

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8138 POMPANO ST, NAVARRE, FL 32566-7512
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 POMPANO ST, NAVARRE, FL 32566-7512

Mortgage

Document Number	0040040076
Date	Sep 21, 2020
Book Page	4004/76
Instrument	202047796

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 29, 2020
Property Address	8138 POMPANO ST, NAVARRE, FL 32566-7512
Document Number	0040210890
Book / Page	004021 / 000890
Instrument Date	Oct 28, 2020
Instrument	56698
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8138 POMPANO ST NAVARRE FL 325667512, NAVARRE, FL 32566-7512

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 10, 2019
Property Address	8138 POMPANO ST, NAVARRE, FL 32566-7512
Document Number	0038480177
Book / Page	003848 / 000177
Instrument Date	Jul 3, 2019
Instrument	29486
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 POMPANO ST NAVARRE FL 325667512, NAVARRE, FL 32566-7512

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,648 (+2.9%)	$351,586 (+4.52%) Land $71,500 Building $280,086
2024	$2,630.00 (+2.29%) Homeowner's exemption	$251,359 (+3%)	$336,378 (+4.39%) Land $66,000 Building $270,378
2023	$2,571.00 (+2.76%) Homeowner's exemption	$244,038 (+3%)	$322,235 (+5.13%) Land $55,000 Building $267,235
2022	$2,502.00 Homeowner's exemption	$236,930	$306,506 Land $44,000 Building $262,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8138 Pompano St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 units insured incl. 26 condo units
Nearby Flood Claims	15 (1995–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8138 Pompano St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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