8138 Lowbank Dr, Naples, FL 34109 Property Records

Collier County property record for 8138 Lowbank Dr, Naples, FL 34109

Property Summary

Property TypeSingle Family Home
Details1,747 sqft · built 1993
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$100 (Oct 2015)
Tax Bill$3,523 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AH (high risk)
APN721300 1 123B31

Property Details

APN / Parcel Number

Primary APN721300 1 123B31
Alternative APNs
  • 826600023691589501123
  • 82660002369

Interior

Stories1 Story
Building Area1,747 sqft Living Area
1st Floor Area1,747 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeMasonry / Concrete Block
Lot Area12,197 sqft (0.28 acres)
Pool Area336 sqft
Deck Area586 sqft

Location & Zoning

Street Address8138 LOWBANK DR
CityNAPLES
StateFL
Zip34109-0774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionWILSHIRE LAKES PHASE ONE BLK 1 LOT 12
Legal Range26
Legal Township48
Legal Section31
Legal SubdivisionWILSHIRE LAKES PHASE 1
Legal Phase1
Legal Tract721300
Legal Block1
Legal Lot Number12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2017
Census Tract10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8138 LOWBANK DR, NAPLES, FL 34109-0774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2015 · Amount on Record
Deed SaleOct 1, 2015 · Amount on Record
Prior SaleAug 7, 2013 · Amount on Record
Deed Book / Page5209 / 647
Prior Transfer DateNov 21, 2014
Prior Transfer Doc0051000278
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address8138 LOWBANK DR, NAPLES, FL 34109-0774
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8138 LOWBANK DR, NAPLES, FL 34109-0774

Mortgage

Document Number0059163697
DateMar 29, 2021
Book Page5916/3697
Instrument6027369
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
AddressMINNEAPOLIS, MN 55441
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$547,003 (+43.09%) Land $408,621 Building $138,382$547,003 (-23.25%) Land $408,621 Building $138,382
2025$3,523.00 (+2.41%) Homeowner's exemption$382,288 (+5.99%)$712,696 (-14.7%) Land $480,731 Building $231,965
2024$3,440.00 (+1.03%)
2023$3,405.00 (-2.24%) Homeowner's exemption$360,693 (+3%)$835,547 (+59.39%) Land $540,823 Building $294,724
2022$3,483.00 Homeowner's exemption$350,187$524,226 Land $209,937 Building $314,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 214 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies214 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Stream
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications.

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