Lake County property record for 8138 Kooy Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,492 sqft · built 1959 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,174 (Sep 2025) |
| Tax Bill | $3,256 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0136-0008 |
| Primary APN | 007-18-28-0136-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| Gross Area | 4,037 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,246 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,760 sqft (0.201 acres) |
| Lot Dimensions | 146 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8138 KOOY DR |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWRENCE MONALDIS 3RD ADD. ALL L.8 BL.1 |
| Legal Subdivision | LAWRENCE MONALDIS 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 40401 |
8138 Kooy Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Lake County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8138 KOOY DR, MUNSTER, IN 46321-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Dec 29, 2016 · Amount on File |
| Deed Document Number | 2025534337 |
| Prior Transfer Date | Sep 25, 2009 |
| Prior Transfer Doc | 2009069262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8138 KOOY DR, MUNSTER, IN 46321-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000038257 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-538257 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 9, 2025 |
| Property Address | 8138 KOOY DR, MUNSTER, IN 46321-1842 |
| Document Number | 0000034337 |
| Map Reference | MB 30 PG 23 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025-534337 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8138 KOOY DR, MUNSTER, IN 46321-1842 |
| Document Number | 0000034338 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025-534338 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305,000 (+6.61%) Land $48,600 Building $256,400 | $305,000 (+6.61%) Land $48,600 Building $256,400 | |
| 2024 | $3,256.00 | $286,100 (+14.35%) Land $48,600 Building $237,500 | $286,100 (+14.35%) Land $48,600 Building $237,500 |
| 2023 | $250,200 (+6.29%) Land $47,500 Building $202,700 | $250,200 (+6.29%) Land $47,500 Building $202,700 | |
| 2022 | $3,079.00 Homeowner's exemption | $235,400 Land $47,500 Building $187,900 | $235,400 Land $47,500 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8138 Kooy Dr in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8138 Kooy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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