St. Tammany Parish property record for 81378 Chenel Rd, Folsom, LA 70437
| Property Type | Single Family Home |
|---|---|
| Details | 5,395 sqft · built 1988 |
| Lot Size | 13 acres (566,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Jul 2021) |
| Tax Bill | $6,959 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Apr 2024 Line of Credit + 3 more |
| APN | 105-006-0798 |
| Primary APN | 105-006-0798 |
|---|---|
| Alternative APN |
|
| Building Area | 5,395 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Lot Area | 566,280 sqft (13 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,320 sqft |
| Parking Spaces | 5 Parking Spaces |
| Old Parcel Number | 105-006-0798 |
|---|---|
| Street Address | 81378 CHENEL RD |
| City | FOLSOM |
| State | LA |
| Zip | 70437-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 13 5 10 & SEC 18 5 11 13.08 AC M/L |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 13 |
| Legal Subdivision | CHENEL RD |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40206 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit ONPATH FCU |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jul 20, 2021 | Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK |
| Feb 23, 2018 | Deed, Transfer · Conventional Mortgage GMFS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Prior Sale | Feb 23, 2018 · Amount on Record |
| Deed Document Number | 2281970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002099179 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2099179 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | BEACHLAND TITLE SERVICES LLC, AC LAND TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0002407931 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2407931 |
| Name | ONPATH FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 24, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002099179 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2099179 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 20, 2021 |
| Property Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Document Number | 0002281970 |
| Map Reference | DOC 2099173 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2281970 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | BAYOU TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24198, SAINT SIMONS ISLAND, GA 31522-7198 |
| Name | Verified Name |
|---|---|
| Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Document Number | 0002281971 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2281971 |
| Name | HANCOCK WHITNEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Feb 23, 2018 |
| Property Address | 81378 CHENEL RD, FOLSOM, LA 70437-5410 |
| Document Number | 0002099173 |
| Map Reference | DOC 1225596 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2099173 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2504 DEMERE RD APT 4 ST, 4, SAINT SIMONS ISLAND, GA 31522 |
| Document Number | 0002099175 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2099175 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,959.00 (-3.44%) Homeowner's exemption | $63,643 (-) Land $1,865 Building $61,778 | $636,438 (-) Land $18,655 Building $617,783 |
| 2024 | $7,207.00 (+22.69%) Homeowner's exemption | $63,643 (+28.27%) Land $1,865 Building $61,778 | $636,438 (+28.27%) Land $18,655 Building $617,783 |
| 2023 | $5,874.00 (-11.7%) Homeowner's exemption | $49,617 (-10.1%) Land $1,923 Building $47,694 | $496,171 (-10.1%) Land $19,231 Building $476,940 |
| 2022 | $6,652.00 Homeowner's exemption | $55,194 Land $7,500 Building $47,694 | $551,940 Land $75,000 Building $476,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 6 (2005–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable | 1,000 / 1,000 |
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