8135 W 98th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8135 W 98th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2005
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (May 2023)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00002-0010-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00002-0010-00014.0`
Alternative APN	`28097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	448 sqft
Porch	Open Porch
Porch Area	30 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	28097
Street Address	8135 W 98TH AVE
City	VERO BEACH
State	FL
Zip	32967-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT K BLK A LOT 14 PBI 5-83
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT K
Legal Block	A
Legal Lot Number	14
Legal Unit	K
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1009
Census Tract	50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8135 W 98TH AVE, VERO BEACH, FL 32967-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL AREA HSNG FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	3120230022046
Deed Book / Page	3618 / 1387
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 3, 2023
Property Address	8135 W 98TH AVE, VERO BEACH, FL 32967-3407
Document Number	0036181387
Book / Page	3618 / 1387
Map Reference	MB 5 PG 83
Instrument Date	Apr 28, 2023
Instrument	3120230022046
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, THE CLOSING SOURCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8135 W 98TH AVE, VERO BEACH, FL 32967-3407

Mortgage

Document Number	0036181389
Date	May 3, 2023
Instrument	3618/1389

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8135 W 98TH AVE, VERO BEACH, FL 32967-3407
Document Number	0031071920
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8135 W 98TH AVE VERO BEACH FL 329673407, VERO BEACH, FL 32967-3407

Mortgage

Document Number	0031071920
Date	Apr 12, 2018
Book Page	003107/001920
Instrument	22321

Lender

Name	CAPITAL AREA HSNG FIN
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2028

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (+77.95%)	$210,255 (+51.65%) Land $27,556 Building $182,699	$210,255 (-5.63%) Land $27,556 Building $182,699
2023	$1,592.00 (+3.38%)	$138,644 (+3%)	$222,794 (+12.92%) Land $22,625 Building $200,169
2022	$1,540.00	$134,606	$197,305 Land $18,564 Building $178,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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