8135 Celeste Dr, Unit 4118, Naples, FL 34113 Property Records

Collier County property record for 8135 Celeste Dr, Unit 4118, Naples, FL 34113

Property Summary

Property Type	Condominium
Details	1,480 sqft · built 2002
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2016)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`295920 41185B34`

Property Details

APN / Parcel Number

Primary APN	`295920 41185B34`
Alternative APN	`32500001506`

Interior

Units	41 Units
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	8135 CELESTE DR, 4118
City	NAPLES
State	FL
Zip	34113-1650
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FLAMINGO FAIRWAYS TWO CONDOMINIUM UNIT 4118
Legal Range	26
Legal Township	50
Legal Section	34
Legal Subdivision	FLAMINGO FAIRWAYS TWO CONDOMINIUM
Legal Tract	295920
Legal Block	4
Legal Lot Number	4118
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4013
Census Tract	10807

Owner

8135 Celeste Dr, Unit 4118 is owned and occupied by two individuals who bought it in September 2016.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8135 CELESTE DR, 4118, NAPLES, FL 34113-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Feb 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Jul 23, 2002 · Amount on File
Deed Document Number	20165314846
Deed Book / Page	5316 / 707
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8135 CELESTE DR UNIT 4118, 4118, NAPLES, FL 34113-1650
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8135 CELEDR #4118 4118, 4118, NAPLES, FL 34113

Mortgage

Document Number	0060103996
Date	Sep 13, 2021
Book Page	6010/3996
Instrument	6126931

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.79%
Index	1-Year LIBOR
Margin	2
Max Rate	8.79%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8135 CELESTE DR UNIT 4118, 4118, NAPLES, FL 34113-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056013539
Date	Feb 26, 2019
Book Page	5601/3539
Instrument	5676651

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8135 Celeste Dr, Unit 4118 was $2,399 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,759 (+2.7%)	$311,000 (-8.69%) Building $311,000
2025	$2,399.00 Homeowner's exemption Senior Citizen's exemption	$192,560	$340,600 Building $340,600
2023	$2,135.00 (-0.37%) Homeowner's exemption Senior Citizen's exemption	$181,683 (+3%)	$343,520 (+36.93%) Building $343,520
2022	$2,143.00 Homeowner's exemption Senior Citizen's exemption	$176,391	$250,866 Building $250,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8135 Celeste Dr, Unit 4118 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	286 units insured incl. 152 condo units
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8135 Celeste Dr, Unit 4118 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

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