Otsego County property record for 8133 Cheboygan St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Oct 2026) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2025 Sale + 3 more |
| APN | 045-140-001-022-00 |
| Primary APN | 045-140-001-022-00 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 8133 CHEBOYGAN ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 22 & 23 & 24 BLK. 1 SIMON ADD VANDERBILT T32N R3W |
| Legal Subdivision | SIMON ADD |
| Legal Block | 1 |
| Legal Lot Number | 22-24 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1462 PONTIAC AVE, GAYLORD, MI 49735-8867 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK |
| Sep 12, 2025 | Warranty Deed, Transfer LIGHTHOUSE TITLE INC |
| Jun 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMISSIONER |
| Jun 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Dec 19, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2025 · Amount on Record |
| Deed Book / Page | 1724 / 175 |
| Prior Transfer Date | Dec 12, 2022 |
| Prior Transfer Doc | 001621/238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Document Number | 1724000175 |
| Book / Page | 1724 / 175 |
| Instrument Date | Sep 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1462 PONTIAC AVE, GAYLORD, MI 49735-8867 |
| Document Number | 1724000177, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 1724/177 |
| Name | NICOLET NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 1724000190, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 1724/190 |
| Name | MICHIGAN STATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Sep 12, 2025 |
| Property Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Document Number | 001691/474 |
| Book / Page | 1691 / 474 |
| Instrument Date | Sep 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 N MAIN ST, LINDEN, MI 48451-9165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 433, VANDERBILT, MI 49795-0433 |
| Document Number | 0000001632/0000000957 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 0000001632/0000000957 |
| Name | FEDERAL HOUSING COMISSIONER |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.06% |
| Type Change Date | Aug 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Document Number | 0000001632/0000000944 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 0000001632/0000000944 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.06% |
| Type Change Date | Aug 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Dec 19, 2022 |
| Property Address | 8133 CHEBOYGAN ST, VANDERBILT, MI 49795 |
| Document Number | 001621/238 |
| Book / Page | 1621 / 238 |
| Instrument Date | Dec 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 433, VANDERBILT, MI 49795-0433 |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,400 (+2.75%) | $74,800 (+2.75%) | |
| 2025 | $1,134.00 (+3.18%) Homeowner's exemption | $36,400 (+7.06%) | $72,800 (+7.06%) |
| 2024 | $1,099.00 (+167.4%) | ||
| 2023 | $34,000 | $68,000 | |
| 2022 | $411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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