Pine County property record for 81322 Denham Rd, Willow River, MN 55795
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 1973 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $613,000 (Nov 2022) |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0020.000 |
| Primary APN | 05.0020.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 5 Half Baths |
| Building Area | 1,753 sqft Living Area |
| Gross Area | 2,400 sqft |
| Basement Area | 1,524 sqft |
| Finished Basement | 1,524 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Driveway Area | 352 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Pole Barn | 1,440 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 81322 DENHAM RD |
|---|---|
| City | WILLOW RIVER |
| State | MN |
| Zip | 55795-3197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-02 TWP-044 RANGE-021 20.00 AC NORTH 1/2 OF SOUTHWEST 1/4 OF SOUTHEAST 1/4 MICRO #551572-73,572772-77, 573202 1/4 OF |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 02 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81322 DENHAM RD, WILLOW RIVER, MN 55795-3197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Deed Document Number | 2022573202 |
| Prior Transfer Date | Jun 1, 2022 |
| Prior Transfer Doc | 0000572777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Nov 7, 2022 |
| Property Address | 81322 DENHAM RD, WILLOW RIVER, MN 55795-3197 |
| Document Number | 0000573202 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 573202 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81322 DENHAM RD, WILLOW RIVER, MN 55795-3197 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 81322 DENHAM RD, WILLOW RIVER, MN 55795-3197 |
| Document Number | 0000573202 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 573202 |
| Name | JANE L GERARD |
|---|---|
| Type | Seller |
| Address | 81322 DENHAM RD, WILLOW RIVER, MN 55795 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,300 (+22.72%) Land $111,400 Building $496,900 | $608,300 (+22.72%) Land $111,400 Building $496,900 | |
| 2025 | $3,372.00 (+20.69%) | ||
| 2023 | $2,794.00 Homeowner's exemption | $495,700 Land $89,600 Building $406,100 | $495,700 Land $89,600 Building $406,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
5G (outdoors only) and 4G LTE
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