8132 School Rd, Cincinnati, OH 45249 Property Records

Hamilton County property record for 8132 School Rd, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1980
Lot Size	0.241 acres (10,498 sqft)
Owner	Owner Name on File
Last Sale	$116,900 (Jun 1998)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`600-0014-0125-00`

Property Details

APN / Parcel Number

Primary APN	`600-0014-0125-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	1,071 sqft
2nd Floor Area	631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8132 SCHOOL RD
City	CINCINNATI
State	OH
Zip	45249-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL RD 70 X 150 LOT 51 WINDFIELD SUB SEC 1
Legal Subdivision	WINDFIELD SUB
Legal Lot Number	51
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1001
Census Tract	22302

Owner

The current owner of 8132 School Rd bought it in June 1998.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	8132 SCHOOL RD, CINCINNATI, OH 45249-1217
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1998 · Amount on File
Deed Sale	Jun 16, 1998 · Amount on File
Prior Sale	Jun 16, 1998 · Amount on File
Deed Document Number	98107543
Deed Book / Page	0000007677 / 0000000381
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8132 SCHOOL RD, CINCINNATI, OH 45249-1217
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052494
Date	Jul 28, 2023
Book Page	14967/233
Instrument	2023-0052494

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8132 SCHOOL RD, CINCINNATI, OH 45249-1217
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8132 SCHOOL RD, CINCINNATI, OH 45249-1217

Mortgage

Document Number	0000064865
Date	Jul 1, 2022
Book Page	14700/359
Instrument	2022-0064865

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Apr 25, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8132 SCHOOL RD, CINCINNATI, OH 45249-1217
Document Number	0000112628
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8132 SCHOOL RD CINCINNATI OH 452491217, CINCINNATI, OH 45249-1217

Mortgage

Document Number	0000112628
Date	Dec 19, 2019
Book Page	014067/001826
Instrument	112628

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 18, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 8132 School Rd was $4,330, up 15.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+15.81%)	$83,136 (-) Land $14,210 Building $68,926
2024	$3,739.00 (-0.29%)	$83,136 (-) Land $14,210 Building $68,926
2023	$3,750.00 (+16.79%)	$83,136 (+45.28%) Land $14,210 Building $68,926	$237,530 Land $40,600 Building $196,930
2022	$3,211.00 Homeowner's exemption	$57,225 Land $11,172 Building $46,053
2020			$163,500 Land $31,920 Building $131,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8132 School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8132 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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